Loan Originator Assistant Unlicensed
D.R. Horton, Inc., the largest homebuilder in the U.S., was founded in 1978 and is a publicly traded company on the New York Stock Exchange. It is engaged in the construction and sale of high-quality homes designed principally for the entry-level and first time move-up markets. The Company also provides mortgage financing and title services for homebuyers through its mortgage and title subsidiaries. D.R. Horton, Inc. is currently looking for a Loan Originator Assistant Unlicensed. The right candidate will support the Mortgage Loan Originator (MLO) so that the MLO can focus on producing more volume and provide a higher level of customer service. Essential duties and responsibilities include the following. Other duties may be assigned.
Communicate with parties to the transaction to update them on loan status
Track outstanding applications and loan documents and call customers to follow up on those documents
Schedule appointments for the MLO
Assist the MLO in converting prequalification to applications in the LOS. This is strictly handling the administrative side of setting up the electronic loan package. The MLO should select product, loan terms, etc. and it should be in the MLO's name in the LOS
Assist MLO in preparing loan application documentation to submit to processing
Assist MLO in returning phone calls when appropriate. Only basic status updates or requests for information may be made. LOA-Unlicensed is prohibited from communicating or negotiating loan terms, rates, etc. to a consumer
Monitor pipeline reports daily for status of applications and communicate with processors weekly / daily to make sure all loans are moving through the approval process
Occasionally provide initial set up of the file. i.e., order appraisal, title, verifications etc.
Maintains current knowledge of company and investor guidelines as well as state and federal regulations
Conducts all business in a professional and ethical manner to serve customers and increase the goodwill and profit of the company
Ability to work overtime
Ability to travel overnight
Education and / or Experience :
High school diploma or general education degree (GED)
Six months to one-year related experience and / or training
Strong attention to detail and ability to multitask in a fast-paced environment
Ability to manage multiple priorities; strong detail orientation and highly organized
Strong verbal and written communication skills
Ability to apply common sense understanding to carry out instructions furnished in written oral form or via DRH applications
Proficiency with MS Office and email
Ability to sit for majority of 8-hour workday; use hands and fingers to handle or feel; reach with hands and arms; talk and hear. Specific vision abilities required by this job include close vision and peripheral vision
The noise level is generally moderate
Preferred Qualifications :
Proficiency with loan origination software and CRM systems a plus
Loan Originator • Richmond, TX, US