Capital Markets Associate
We're seeking a driven Capital Markets Associate to join Ramp's growing Finance and Capital Markets team. This role offers a unique opportunity to help build and scale a best-in-class Capital Markets function while making significant contributions to Ramp's growth.
As a key member of our team, you'll play a pivotal role in optimizing and executing Ramp's funding strategies while leveraging your expertise to help manage our capital partner relationships. You'll also serve as a critical cross-functional partner, collaborating closely with teams across accounting, data, engineering, finance, product, treasury, and risk.
This position presents a rare opportunity for professional growth and development, regular exposure to Ramp's leadership team, and the chance to make a true impact at a fast-paced start-up.
What You'll Do
- Support the Capital Markets Team in live transactions with modeling, structuring, internal memos, lender communication, document review, and document execution
- Evaluate the impact of various funding strategies under the context of Ramp's broader corporate strategy
- Engage cross-functionally on key strategic initiatives including product expansion, financial partnerships, bank partnerships, and issuing partnerships
- Evaluate economic outcomes and capital implications of new products and commercial agreements
- Manage the day-to-day aspects of Ramp's warehouse facilities and ABS facilities
- Own the suite of Capital Markets models
- Ensure the accuracy of the Capital Markets data tapes and assist with rearchitecting them for product changes
- Be the point person for field exams, audit requests, ratings agencies, and lender comms
- Identify ways to automate and streamline processes to increase efficiency and scalability
What You'll Need
Bachelor's Degree in finance, economics, or related field3+ years of experience working in a sell-side or buy-side ABS trading, securitization or asset financing-related roleExcellent financial modeling and quantitative data analytics skillsComfortable with large data setsExtremely detail-oriented with a high regard for precisionRelationship-minded with excellent communication abilities, both written and verbalAbility to thrive in small, collaborative, and ambiguous environmentsAbility to blend strategic and tactical skillsNice To Have
SQL / Python skillsExperience with capital-intensive fintech businessesExperience building Looker dashboardsBenefits (For U.S.-Based Full-Time Employees)
100% medical, dental & vision insurance coverage for youPartially covered for your dependentsOne Medical annual membership401k (including employer match on contributions made while employed by Ramp)Flexible PTOFertility HRA (up to $5,000 per year)WFH stipend to support your home office needsWellness stipendParental LeaveRelocation support to NYC or SF (as needed)Pet insuranceReferral Instructions
If you are being referred for the role, please contact that person to apply on your behalf.
Other Notices
Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.
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