Commercial Credit Risk Review Analyst - Bellaire or Victoria
1 week ago – Be among the first 25 applicants
Get AI-powered advice on this job and more exclusive features.
External Applicants : Please apply through Prosperity Bank's Career Center at https : / / www.prosperitybankusa.com / Careers. Applying through any other source may prevent Prosperity from receiving your application.
Internal Applicants : If you are a current associate of Prosperity Bank, please apply through the internal Talent-Career Center in ADP.
Position Purpose
Analyze and conduct systematic loan reviews of commercial loan relationships to ascertain adequacy of credit quality and compliance with established policies. Identify credit risk and assign a credit risk grade.
Essential Functions and Basic Duties
Analyst completes loan reviews independently.
Perform Loan Reviews of Existing Commercial Loans
Spreading and analysis of commercial financial statements & tax returns of existing loan customers as well as personal financial statements and tax returns of related guarantors when needed.
Review loans at time of approval / origination for risk grade appropriateness.
Assist with quarterly board loan review meeting preparation : collecting reviews into shared folder, creating cover page listing of reviews, compiling report of exceptions from the reviews, compiling exception trend reports, etc.
Assist with analysis, monitoring, and grade changes using 'target-risk' loan data reports.
Other duties as assigned.
Qualifications
Education / Certification
Bachelor's Degree in business administration, Accounting or Finance with a minimum of 12 hours of accounting.
Required Knowledge & Experience
A minimum of 2 years' experience in commercial credit areas of banking is preferred.
Skills & Abilities
Monday- Friday : 8 : 00am-5 : 00pm
40 hours a week
Seniority Level
Employment Type
Job Function
Referrals increase your chances of interviewing at Prosperity Bank by 2x
Sign in to set job alerts for "Credit Risk Analyst" roles.
We're unlocking community knowledge in a new way. Experts add insights directly into each article, started with the help of AI.
J-18808-Ljbffr
Credit Risk Review • Victoria, TX, US