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Market Underwriter

Market Underwriter

Minnesota StaffingSaint Paul, MN, US
2 days ago
Job type
  • Full-time
Job description

Job Opportunity At Highmark Inc.

Job Summary : This job serves as the single-point-of-contact for sales teams and assigned customers, delivering insights and recommendations to sales in order to aid customer acquisition / retention while maintaining performance goals. This incumbent will collaborate with cross functional team members on client-level quotes and function as a trusted adviser by providing financial and risk management support to sales as well as strategic insight.

Essential Responsibilities :

  • Understand department and the company's strategic goals and competitive position and drives client-level results towards these ends. Actively work with Sales team to manage portfolio of clients towards financial and business targets, e.g. membership, revenue, margin, etc.
  • Proactively draw insights from quote details, client understanding and regional insights to deliver best-possible recommendation to Sales. State and maintain independent perspective, including under pressure from more senior individuals, identifying opportunities and concerns.
  • Responsible for portfolio of clients through underwriting engagement, from identification through documentation of final sold-contract details
  • Assess risk by looking at various risk measures such as risk scores, demographic analysis, and turnover considerations.
  • Serve as the accountable owner for all quotes delivered to sales partners. Develop a perspective on each client package deliverable. Clearly and confidently communicates Underwriting's position on the risk profile of each client.
  • Identify tool improvement needs and communicates needs to Product Development teams.
  • Maintain accurate book management details including concession budget.
  • Other duties as assigned or requested.

Required :

  • Bachelor's Degree in Science, Technology, Mathematics or related field
  • Substitutions : Six (6) years additional experience required in lieu of degree
  • 3 years of Health Care Underwriting OR risk mgmt OR actuary work OR applying advanced mathematics to include 1 years of external client interaction or comparable external interactions
  • Preferred :

  • 1 year in Risk Management OR of Actuary work OR of applying Advanced Mathematics
  • Skills :

  • Understanding of health products, services, risk assessment and techniques
  • Consultative mindset
  • Strong Oral and Written Communications skills
  • Language (Other than English) : None

    Travel Requirement : 0% - 25%

    Physical, Mental Demands and Working Conditions :

  • Position Type : Office-based Teaches / trains others regularly Rarely
  • Travel regularly from the office to various work sites or from site-to-site Occasionally
  • Works primarily out-of-the office selling products / services (sales employees) Never
  • Physical work site required Yes
  • Lifting : up to 10 pounds Constantly Lifting : 10 to 25 pounds Rarely Lifting : 25 to 50 pounds Never
  • Disclaimer : The job description has been designed to indicate the general nature and essential duties and responsibilities of work performed by employees within this job title. It may not contain a comprehensive inventory of all duties, responsibilities, and qualifications required of employees to do this job.

    Compliance Requirement : This job adheres to the ethical and legal standards and behavioral expectations as set forth in the code of business conduct and company policies.

    Pay Range Minimum : $50,200.00

    Pay Range Maximum : $91,200.00

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    Underwriter • Saint Paul, MN, US

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