Credit Risk (Risk Management) : Job Level - Vice President

Firm Risk Management

Firm Risk Management (FRM) supports Morgan Stanley to achieve its business goals by partnering with business units across the Firm to realize efficient risk-adjusted returns, acting as a strategic advisor to the Board and protecting the Firm from exposure to losses as a result of credit, market, liquidity, model and other risks. Background on the Position The role will reside within the Firm Risk Management's Credit Risk Management area which is a team dedicated to evaluating credit risk transactions considering the availability and appropriateness of arrangements for reducing risk or risk mitigation. The department also assigns Internal Credit Ratings; establishes and manages credit risk limits in accordance with the risk tolerance established by the Board; monitors and reports on credit risk exposures on a regular basis to the Chief Risk Officer and Firm Risk Management. CRM also interacts with business units to ensure that credit risk assessments are factored into business decisions.This is a multi-faceted role responsible for coverage of Commercial Real Estate (CRE) transactions secured on all property types. The principal responsibilities include the evaluation of new transactions, managing a rapidly growing portfolio of existing loans, and monitoring upcoming renewals and repayments.

Primary Responsibilities - Responsible for Credit coverage of the Institutional Securities Group (ISG) CRE business- Partnering with senior business unit members and interacting with clients in due diligence meetings- Training and development of junior team members- Ensuring timely review of new transactions as well as annual reviews of existing loans by the credit coverage team, maintaining consistent high-quality documentation, and liaising with internal and external stakeholders including regulators.- Present transactions to Firm approval committees, as applicable, and participate in a quarterly review of higher risk loans.

Qualifications - Bachelor's Degree- Minimum 5 years of experience in a similar credit role- Significant experience in commercial real estate lending and credit underwriting- Have a good knowledge of typical CRE transaction structures, documentation, and the lending process- The ability to effectively communicate with a wide range of stakeholders, both written and verbally- Strong attention to detail and ability to provide information in usable formats- An interest in working in a fast-paced environment, often balancing multiple high priority deliverables- Curiosity and self-motivation to develop expertise in commercial real estate products, markets, and risk management practice- Track record of presenting on CRE topics to senior management

FRM is committed to creating and providing opportunities that enable our workforce to reflect diverse backgrounds and views.