Commercial Lender

Responsive recruiter

Benefits :

• Life Insurance
• Disability Insurance
• ESOP
• 401(k)
• Dental insurance
• Health insurance
• Paid time off
• Tuition assistance
• Vision insurance

Position Title : Commercial Lender

Reports To : Kansas Regional President

Status : Salary; Exempt

Location : Wichita

Position Summary : To seek potential clients, individuals, or businesses in need of commercial, real estate and consumer loans. Analyze the borrowing needs of Bank customers and prospects, verify the application to determine creditworthiness, and maintain a loan portfolio that both meets customer requirements and is profitable to the Bank. Refer new deposit and treasury relationships for customers / clients. Utilize proactive sales techniques to help persuade potential customers to do business with the Bank.

Principal Responsibilities and Duties :

Supervisor Responsibilities : N / A

Education and Experience Requirements : High School diploma or equivalent required. College degree and advanced banking education preferred. Knowledge of finance, accounting, and economics, as would be acquired through a four-year, college level course of study & continuing education in one of the above fields or equivalent work experience. Thorough knowledge of credit analysis & lending practices. Understanding of laws, rules & regulations affecting banking / lending industry as would be acquired through 5 to 10 years of experience in banking or related field. Valid Driver's License required. Knowledge of finance & accounting principles necessary to provide lending services.

Specific Skills Required : Ability to communicate effectively with people both internally and externally. Background in customer service and sales. Ability to meet deadlines. Ability to identify and resolve problems. Basic computer skills to include proficiency in Microsoft Office programs. Ability to work with all levels within the organization. Strong people skills required. Must be detail oriented, organized, and able to handle multiple tasks. Able to handle confidential information and positively represent the company.

Competencies : Leadership presence, problem solving, ability to build relationships internally and externally, approachability

System Accesses : Fiserv Precision, Microsoft Office Suite, etc.

Equipment Used : Office equipment which includes computer, multi-line phone system, multi-function unit, and imaging scanner.

Working Conditions : Work is performed in an office environment. Prolonged (90%) sitting and periodic (less than 10% of the time) physical exertion to manually move, lift, carry or push heavy objects or materials weighing up to 50 pounds; Constant and repetitive use of arms and hands below shoulder level for computer usage; This position exists in an office environment requiring the individual to perform normal activities including, but not limited to, lifting, filing, and retrieving, operating office equipment, etc. Travel to other locations will be required.

This job description describes the general nature and level of work performed by the employee assigned to this position. Responsibilities and duties describe those functions considered essential to the performance of the job. This description does not state or imply that these are the only duties and responsibilities assigned to the job. The employee may be required to perform other job-related duties as requested by their supervisor. All requirements are subject to change over time, at the discretion of your supervisor, and to possible modification to reasonably accommodate individuals with a disability.

Union State Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, religion, color, national origin, sex, sexual orientation, gender, identity, age, disability, or status as a protected veteran.

We are an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status, or any other characteristic protected by law.

Union State Bank's motto "Built for Better Banking" is not just a tag line, but how we feel about our staff. In order for us to be a strong partner in our community, the partnership between the bank and our employees is extremely important. Our employees are the key to our success. Performance is both expected and rewarded - as is accountability, results, teamwork, integrity, and respect for others

Union State Bank offers an excellent working environment and benefit package along with a competitive salary to coincide with proven skills for both full-time and part-time employees. Full-time employees are offered the following benefits :

Applicants have rights under State and Federal Employment Laws