Chief Credit Officer

Job Description

Job Description

Lead the Credit Function of a Growing Community Bank

Investors Community Bank is a relationship-driven community bank with a strong focus on business banking and commercial lending—while still offering the personal banking services our customers rely on. We're proud to serve our clients with expertise, integrity, and a deep commitment to local communities.

We're looking for a strategic and experienced Chief Credit Officer to oversee the bank's credit operations and ensure the strength of our lending practices. This executive-level role is central to shaping credit strategy, managing risk, and supporting growth across all lending portfolios.

About the Role

As Chief Credit Officer, you'll lead the credit team, establish and maintain credit policies, and monitor the health of the bank's loan portfolio. You'll also play a key role in approving complex loans, guiding lending officers, and ensuring that growth aligns with prudent credit risk management. This is an excellent opportunity for a seasoned credit leader who can balance strategy with hands-on oversight.

Key Responsibilities

• Develop, implement, and oversee the bank's credit policies and procedures.
• Lead and mentor the credit team, providing expertise and support in loan structuring and approvals.
• Review and approve complex or high-value credit requests in line with the bank's risk appetite.
• Monitor credit risk trends and portfolio performance, reporting to senior leadership and the board.
• Collaborate with lending officers and executive leadership to align growth objectives with sound credit practices.
• Ensure compliance with regulatory requirements, industry standards, and internal audit policies.

Qualifications

Who We Are :

Investors Community Bank is growing in Columbia and looking for great people to grow with us. Since 1934, we've proudly served Chillicothe with strong community ties and trusted relationships. Now, we're bringing that same commitment to Columbia. Join us and help shape the next chapter of our story. Learn most about Investors Community Bank at my-investors.com.