Senior Analyst, Underwriter

Underwriting Analyst

At CVS Health, we're building a world of health around every consumer and surrounding ourselves with dedicated colleagues who are passionate about transforming health care. As the nation's leading health solutions company, we reach millions of Americans through our local presence, digital channels and more than 300,000 purpose-driven colleagues caring for people where, when and how they choose in a way that is uniquely more connected, more convenient and more compassionate. And we do it all with heart, each and every day.

Position Summary :

Performs underwriting analysis and risk assessment for new and / or renewal of large group contracts and accountings. Assigned cases / book of business include multiple product types, funding arrangements and / or rating methodologies. Prepares and delivers moderately complex new business quotes and / or existing business renewals. Complexity of work increases as technical skills progress. Independently reviews work for accuracy and recommends pricing alternatives based on financial analysis, underwriting principals, and business strategy. Anticipates questions and formulate responses. Utilizes advanced functionality of underwriting tools, systems, and reference materials to produce accurate quotes and / or renewals. Applies underwriting guidelines and grants underwriting exceptions / financial variances for their assigned cases within the authority limit for the position. Independently assists sales personnel in explaining rate / fee development and communicating underwriting policy. May present information to employers, brokers and consultants. Produces timely and accurate customer specific documents, deliverables and related information. Ensures the pricing supports the quote / renewal strategy. Assists department with projects or workgroups. Identifies and supports process improvement through automation or process change. Assists less experienced underwriters in development of technical skills or specific subject matter.

Required Qualifications :

• 3-5 years' experience in underwriting / accounting concepts, pricing methodologies and funding arrangements.
• Proficient in Excel, including advanced functions such as pivot tables and v-lookups.

Preferred Qualifications :

Education :

Bachelor's degree or equivalent experience.

Anticipated Weekly Hours :

40

Time Type : Full time

Pay Range :

The typical pay range for this role is : $46,988.00 - $112,200.00 This pay range represents the base hourly rate or base annual full-time salary for all positions in the job grade within which this position falls. The actual base salary offer will depend on a variety of factors including experience, education, geography and other relevant factors. This position is eligible for a CVS Health bonus, commission or short-term incentive program in addition to the base pay range listed above.

Great benefits for great people :

We take pride in our comprehensive and competitive mix of pay and benefits investing in the physical, emotional and financial wellness of our colleagues and their families to help them be the healthiest they can be. In addition to our competitive wages, our great benefits include :

For more information, visit https : / / jobs.cvshealth.com / us / en / benefits

We anticipate the application window for this opening will close on : 11 / 27 / 2025 Qualified applicants with arrest or conviction records will be considered for employment in accordance with all federal, state and local laws. We are an equal opportunity and affirmative action employer. We do not discriminate in recruiting, hiring, promotion, or any other personnel action based on race, ethnicity, color, national origin, sex / gender, sexual orientation, gender identity or expression, religion, age, disability, protected veteran status, or any other characteristic protected by applicable federal, state, or local law.