Mortgage Loan Originator
D.R. Horton, Inc., the largest homebuilder in the U.S., was founded in 1978 and is a publicly traded company on the New York Stock Exchange. It is engaged in the construction and sale of high quality homes designed principally for the entry-level and first time move-up markets. The company also provides mortgage financing and title services for homebuyers through its mortgage and title subsidiaries. D.R. Horton, Inc. is currently looking for a Mortgage Loan Originator for their Financial Services Branch. The right candidate will promote and provide business development, origination of loans, relationship management with customers and clients.
Essential Duties and Responsibilities
- Interview mortgage applicants to understand and educate them on their financing options available.
- Understand the loan applicant's goals in order to advise and review potential loan programs that would best suit their needs and stated goals.
- Be accessible to the buyer and individuals involved in a loan to answer questions and / or provide updates.
- Maintain reports and notes within the origination software and customer relationship management systems.
- Review new leads daily and contact them to earn their business.
- Daily Pipeline Management (loan application to funding process) to ensure that the loan process goes smoothly for all parties involved.
- Make presentations on loan products in sales meetings and with Sales staff in builder communities.
- Quickly respond to Operations in order to facilitate an efficient loan process.
- Provide necessary disclosures to a loan applicant within a timely manner in accordance with regulations.
- Conduct all business in a professional and ethical manner to serve customers and increase the goodwill and profit of the company.
- Able to work overtime.
- Able to travel overnight.
- Market the company's products and services accurately and effectively to potential business sources.
- Develop sales leads for mortgages in builder communities and real estate offices.
- Provide weekend coverage in builder communities and grand opening functions.
- Review all documentation provided by borrower, check for accuracy, and address any discrepancies.
- Be familiar and comply with all company QC policies, review updates to the manual, and attend meetings as necessary.
- Provide input to management, and attend production / staff meetings.
- Infrequently, assist in resolving post-closing / funding problems.
- Attend loan closings when possible.
Education and / or Experience
Bachelor's degree from four-year college or university.One to two years of related experience and / or training.Must have a vehicle and a valid driver's license.Licensed Mortgage Loan Originator as required by state.Possess general mortgage banking understanding (including but not limited to : lock procedures, program analysis, underwriting guidelines, and regulatory timelines).Proficiency with MS Office and email.Preferred Qualifications
Strong written and oral communication skills.Ability to accurately and efficiently process and record a large volume of data.Ability to act as a team player and be willing to accept constructive criticism.Bilingual preferred.Come join a winning team with a Fortune 500 company! We are growing fast and are looking for enthusiastic attitudes and team players to join our success. We offer an excellent benefits package including : Medical, Dental and Vision, 401(K), Employee Stock Purchase Plan, Flex Spending Accounts, Life & Disability Insurance, Vacation, Sick, Personal Time and Company Holidays, Multiple Voluntary and Company provided Benefits.