Market Underwriter

Job Title

This job serves as the single-point-of-contact for sales teams and assigned customers, delivering insights and recommendations to sales in order to aid customer acquisition / retention while maintaining performance goals. This incumbent will collaborate with cross functional team members on client-level quotes and function as a trusted adviser by providing financial and risk management support to sales as well as strategic insight.

Essential Responsibilities

Understand department and the company's strategic goals and competitive position and drives client-level results towards these ends. Actively work with Sales team to manage portfolio of clients towards financial and business targets, e.g. membership, revenue, margin, etc.

Proactively draw insights from quote details, client understanding and regional insights to deliver best-possible recommendation to Sales. State and maintain independent perspective, including under pressure from more senior individuals, identifying opportunities and concerns.

Responsible for portfolio of clients through underwriting engagement, from identification through documentation of final sold-contract details

Assess risk by looking at various risk measures such as risk scores, demographic analysis, and turnover considerations.

Serve as the accountable owner for all quotes delivered to sales partners. Develop a perspective on each client package deliverable. Clearly and confidently communicates Underwriting's position on the risk profile of each client

Identify tool improvement needs and communicates needs to Product Development teams

Maintain accurate book management details including concession budget

Other duties as assigned or requested.

Required

Bachelor's Degree in Science, Technology, Mathematics or related field

Substitutions : Six (6) years additional experience required in lieu of degree

Experience

Required : Three years of Health Care Underwriting OR risk management OR actuary work OR applying advanced mathematics to include one year of external client interaction or comparable external interactions

Preferred : One year in Risk Management OR of Actuary work OR of applying Advanced Mathematics

Skills

Understanding of health products, services, risk assessment and techniques

Consultative mindset

Strong Oral and Written Communications skills

Physical, Mental Demands and Working Conditions

Position Type : Office-based

Teaches / trains others regularly : Rarely

Travel regularly from the office to various work sites or from site-to-site : Occasionally

Works primarily out-of-the office selling products / services (sales employees) : Occasionally

Physical work site required : Yes

Lifting : up to 10 pounds : Constantly

Lifting : 10 to 25 pounds : Rarely

Disclaimer : The job description has been designed to indicate the general nature and essential duties and responsibilities of work performed by employees within this job title. It may not contain a comprehensive inventory of all duties, responsibilities, and qualifications required of employees to do this job.

Compliance Requirement : This job adheres to the ethical and legal standards and behavioral expectations as set forth in the code of business conduct and company policies.

Pay Range Minimum : $50,200.00

Pay Range Maximum : $91,200.00

Base pay is determined by a variety of factors including a candidate's qualifications, experience, and expected contributions, as well as internal peer equity, market, and business considerations. The displayed salary range does not reflect any geographic differential Highmark may apply for certain locations based upon comparative markets.

Highmark Health and its affiliates prohibit discrimination against qualified individuals based on their status as protected veterans or individuals with disabilities and prohibit discrimination against all individuals based on any category protected by applicable federal, state, or local law.