Vice President of Credit Risk & Customer Analytics (San Diego)

Vice President of Credit Risk & Customer Analytics

About the Company

Reputable provider of fast, tailored working capital solutions

Industry

Consumer Services

Type

Privately Held

Founded

2008

Employees

51-200

Categories

• Business Management and Planning
• Assistance Services
• Consulting & Professional Services
• Financial Services

Specialties

About the Role

The Company is seeking a Vice President of Credit Risk and Customer Analytics to lead the strategic direction of its credit risk function. The successful candidate will be responsible for data-driven portfolio oversight, customer analytics, and shaping credit strategy through modeling, forecasting, and risk assessment. This role involves overseeing a team of data scientists, risk analysts, and business analysts, and demands sharp analytical acumen, strong business judgment, and cross-functional leadership to maintain a healthy, scalable portfolio while continuously refining credit policy and strategy. Key responsibilities include driving the design and implementation of credit strategy, leading the full lifecycle of credit and risk models, and directing portfolio analytics to detect early risk indicators and optimize risk-adjusted returns.

Applicants for the Vice President of Credit Risk and Customer Analytics position at the company should have a minimum of 10 years' experience in credit risk, portfolio analytics, or a related function within financial services, with at least 5 years in a people leadership role. A master's degree in a quantitative field is required, along with deep expertise in credit strategy, risk model development, and portfolio monitoring. The role also demands advanced proficiency in business analytics, statistical analysis, and tools such as Python, SQL, or equivalent platforms. The ideal candidate will have a proven track record of leading complex forecasting and stress testing initiatives, influencing cross-functional partners, and guiding high-performing teams. Strong understanding of regulatory requirements and data governance standards relevant to credit risk and model oversight is essential, as is a leadership style grounded in adaptability, critical thinking, and the ability to guide others through ambiguity and change.

Hiring Manager Title

Financial Services Executive

Travel Percent

Less than 10%

Functions