Commercial Underwriter Credit Center C&I

Commercial Underwriter Credit Center C&I

Old National Bank has been serving clients and communities since 1834. With over $70 billion in total assets, we are a regional powerhouse deeply rooted in the communities we serve. As a trusted partner, we thrive on helping our clients achieve their goals and dreams, and we are committed to social responsibility and investing in our communities through volunteering and charitable giving. We continually seek highly motivated and talented individuals as our people are critical to our success. In return, we offer competitive compensation with our salary and incentive program, in addition to medical, dental, and vision insurance. 401K, continuing education opportunities and an employee assistance program are also included in our benefit suite. Old National also offers a variety of Impact Network Groups led by team members who are passionate about driving engagement, creating awareness of diverse backgrounds and experiences, and building inclusion across the organization. We offer a unique opportunity to join a growing, community and client-focused company that is firmly rooted in its core values.

Responsibilities :

The salary range for this position is $60,000 - $165,100 per year plus bonus. Final compensation will be determined by location, skills, experience, qualifications and the career level at which the position is filled. We are currently seeking a Credit Center Underwriter or Credit Analyst that will primarily be responsible for analyzing and decisioning loans with Total Credit Exposure between $0 and $3 million while balancing risk and growth. Responsibilities and accountabilities include ensuring loan structures are appropriate and consistent with bank lending standards, assigning an appropriate asset quality rating, completing an appropriate level of underwriting for the risk and size of the loan opportunity, and decisioning applications with assigned lending authority in a fast-paced high-volume environment. A Credit Center Underwriter will collaborate with Business Bankers and Commercial Segment Relationship Managers, internal support staff, and others to provide credit expertise and support the commercial loan origination and review process.

Key Accountabilities :

• Underwrite and Decision Loans
• Meet quality standards as outlined in ONB underwriting guidelines and policy
• Make prudent credit decisions balancing risk and growth
• Work Collaboratively with Business Bankers, Relationship Managers, internal support staff and teammates
• Develop and enhance knowledge of common types of requests including C&I, small non-owner occupied commercial real estate, and non-for profits
• Compelling Communication
• Develop Talent
• Personifies ONB Culture
• Makes Decisions & Solves Problems

Qualifications and Education Requirements :

At least 3-5 years of commercial credit analysis or commercial underwriting experience.

Ability to independently / with limited oversight analyze and interpret financial statements and understand basic accounting principles.

Self-starter who understands and takes appropriate action related to risks associated with lending to various types of industries.

Basic knowledge of loan structuring, borrowing causes and lending regulations; ability to comply with and conform to ONB lending policies, guidelines and standards.

Old National is proud to be an equal opportunity employer focused on fostering an inclusive workplace and committed to hiring a workforce comprised of diverse backgrounds, cultures and thinking styles. As such, all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, protected veteran status, status as a qualified individual with disability, sexual orientation, gender identity...