Claims Examiner

About Firstsource

Firstsource Solutions is a leading provider of customized Business Process Management (BPM) services. Firstsource specialises in helping customers stay ahead of the curve through transformational solutions to reimagine business processes and deliver increased efficiency, deeper insights, and superior outcomes.We are trusted brand custodians and long-term partners to 100+ leading brands with presence in the US, UK, Philippines, India and Mexico. Our 'rightshore' delivery model offers solutions covering complete customer lifecycle across Healthcare, Telecommunications & Media and Banking, Financial Services & Insurance verticals.Our clientele includes Fortune 500 and FTSE 100 companies.

Job Title : Claims Examiner

Job Type : Full Time

FLSA Status : Non-Exempt / Hourly

Pay Rate : $14 / hr

Grade : H2

Function / Department : Health Plan and Healthcare Services

Reporting to : Team Lead / Supervisor - Operations

Role Description : The Claims Examiner evaluates insurance claims to determine whether their validity and how much compensation should be paid to the policyholder. The Claims Examiner is responsible for reviewing all aspects of the claim, including reviewing policy coverage, damages, and supporting documentation provided by the policyholder.

Roles & Responsibilities Review insurance claims to assess their validity, completeness, and adherence to policy terms and conditions.Collect, organize, and analyze relevant documentation, such as medical records, accident reports, and policy information.Ensure that claims processing aligns with the company's insurance policies and relevant regulatory requirements.Conduct investigations, when necessary, which may include speaking with claimants, witnesses, and collaborating with field experts.Analyze policy coverage to determine the extent of liability and benefits payable to claimants.Evaluate the extent of loss or damage and determine the appropriate settlement amount.Communicate with claimants, policyholders, and other stakeholders to explain the claims process, request additional information, and provide status updates.Make recommendations for claims approval, denial, or negotiation of settlements, and ensure timely processing.Maintain accurate and organized claim files and records.Stay updated on industry regulations and maintain compliance with legal requirements.Provide excellent customer service, addressing inquiries and concerns from claimants and policyholders.Strive for high efficiency and accuracy in claims processing, minimizing errors and delays.Stay informed about industry trends, insurance products, and evolving claims management best practices.Generate and submit regular reports on claims processing status and trends.Perform other duties as assigned. Qualifications The qualifications listed below are representative of the background, knowledge, skill, and / or ability required to perform their duties and responsibilities satisfactorily. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of the job.

Education High School diploma or equivalent required

• Technical & Job-Specific Skills Knowledge of healthcare claims processing(e.g., CPT / ICD codes, EOBs, insurance guidelines)Familiarity with claims systems(e.g. QNXT)Understanding of HIPAA regulationsBasic medical terminologyData entry accuracy and speed
• 2.Analytical & Attention to Detail Ability to spot discrepancies or errors in claimsComfort with reviewing large volumes of dataLogical thinking and problem-solving(e.g., resolving denied claims)
• 3. Communication Skills Clear verbal and written communicationAbility to explain claim decisions to internal teams or membersProfessional tonewhen handling sensitive health information
• 4. Adaptability & Learning Agility Willingness to learnnew systems or updates in regulationsAbility to handle changing volumes or priorities
• 5. Customer Service Orientation Empathy and patience when dealing with member inquiriesUnderstanding of how claims impact member experience
• Additional Qualifications Ability to download 2-factor authentication application(s) on personal device, in accordance with company and / or client requirementsAbility to pass the required pre-employment background investigation, including but not limited to, criminal history, work authorization verification and drug test
• Work Environment The work environment characteristics described here are representative of those an employee encounters while performing this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.This position may work onsite or remotely from home.
• Physical Demands The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.Must be able to regularly or frequently talk and hear, sit for prolonged periods, use hands and fingers to type, and use close vision to view and read from a computer screen and / or electronic device. Must be able to occasionally stand and walk, climb stairs, and lift equipment up to 25 pounds. Firstsource is an Equal Employment Opportunity employer. All employment decisions are based on valid job requirements, without regard to race, color, religion, sex (including pregnancy, gender identity and sexual orientation), national origin, age, disability, genetic information, veteran status, or any other characteristic protected under federal, state or local law. Firstsource also takes Affirmative Action to ensure that minority group individuals, females, protected veterans, and qualified disabled persons are introduced into our workforce and considered for employment and advancement opportunities.