Portfolio Analytics & Strategy Analyst Sr - SQL/Data Analytics

Portfolio Analytics & Strategy Analyst Sr

At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company's success. As a Portfolio Analytics & Strategy Analyst Sr within PNC's Technology organization, you will be based in Pittsburgh, PA; Cleveland, OH; Birmingham, AL, Dallas, TX or Lakewood, CO. We are seeking a driven and strategic professional to support the expansion of our product portfolio, with a key focus on partnering with Retail Digital teams, launching new products, and shaping the fraud-aligned strategy that guides their success. This role will play a critical part in building mitigation plans for new product launches, ensuring risk-aware execution, and influencing the long-term direction of our product ecosystem.

Key Responsibilities:

• Drive expansion of product initiatives in partnership with Retail Digital partners.
• Lead and support the launch of new products, ensuring timelines, dependencies, and risks are effectively managed.
• Develop and implement mitigation plans to minimize operational, financial, and fraud-related risks.
• Shape and influence the strategic direction of new products, aligning them with broader fraud strategy and business objectives.
• Deliver high-impact work under tight deadlines, ensuring quality and clarity in fast-moving environments.
• Communicate insights and recommendations clearly to stakeholders, influencing decisions through strong data-driven storytelling.
• Collaborate cross-functionally with product, analytics, operations, and risk partners to drive outcomes.

Required Skill Sets:

• Proven ability to deliver impactful work quickly, especially in environments requiring rapid turnaround.
• Strong time management skills; ability to prioritize and execute under pressure.
• Demonstrated ability to influence using data, supporting recommendations with analytical rigor.
• Excellent communication, presentation, and team collaboration skills.
• Comfort working in ambiguous and evolving product spaces.

Technical Skills:

• SQL (required) ability to query and analyze data independently.
• Data visualization expertise (e.g., Tableau, Power BI, Looker, etc.).
• Experience with Python or R is a strong plus for deeper analytics or automation workflows.

This position may be eligible for remote work in select geographic locations, subject to approval by PNC. If approved, work must be conducted from a quiet, secure, and confidential home-based workspace. Occasional in-office participation may be required based on business needs.

PNC will not provide sponsorship for employment visas or participate in STEM OPT for this position.

Job Description:

Provides financial and regulatory reporting and analyses to maintain adequate controls over the financial and regulatory reporting processes. Responsible for running complex business performance, risk and operational analytics. May include the development of analytical methods/models to assess market, credit and/or operational risk of new and existing financial products.

Leverages business / product expertise to rigorously analyze large datasets, improve risk adjusted returns, deliver profitable growth, and communicate conclusions. Synthesizes analytical results and develops, recommends, and implements business strategies that improve lending decisions, assist in managing risk, increase revenues, reduce exposure to losses, meet business goals, and improve performance. Establishes baselines for strategies and tracks actual performance to expectations.

Applies predictive models, third party data, and other tools to develop and execute appropriate segmentation and targeting for acquisition and portfolio strategies to provide insight into portfolio risk. Manages engagements with internal and external information suppliers ensuring solution is fit for purpose while maintaining appropriate governance and oversight.

Works with business, credit, data, and model development partners to design, develop, and monitor test designs and analytical reporting to track and enhance strategies. Designs / enhances standard reporting suites for regular product / portfolio reviews.

Collaborates with the line of business, Finance, and Risk partners to assess and establish credit risk appetite and to understand its implications, as well as to establish policies and procedures governing the identification, monitoring, and management of risk appetite.

PNC Employees take pride in our reputation and to continue building upon that we expect our employees to be:

• Customer Focused - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions.
• Managing Risk - Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework.

Qualifications:

Successful candidates must demonstrate appropriate knowledge, skills, and abilities for a role. Listed below are skills, competencies, work experience, education, and required certifications/licensures needed to be successful in this position.

Preferred Skills:

• Analytical Thinking, Credit Risks, Data Analytics, Financial Analysis, Fraud Analysis, Model Development, Operational Risks, Quantitative Models, Risk Appetite, Strategic Influence, Structured Query Language (SQL)

Competencies:

• Analytical Approach, Banking Products, Big Data Management and Analytics, Business Analytics, Credit Risk, Mathematics of Financial Instruments, Operational Risk, Performance Measurement, Predictive Analytics, Pricing Models and Analytics, Regulatory Environment - Financial Services, Risk Management Banking

Work Experience:

• Roles at this level typically require a university / college degree, with 3+ years of relevant / direct industry experience. Certifications are often desired. In lieu of a degree, a comparable combination of education, job specific certification(s), and experience (including military service) may be considered.

Education:

• Bachelors

Certifications:

• No Required Certification(s)

Licenses:

• No Required License(s)

Pay Transparency:

Base Salary: $55,000.00 $129,950.00 Salaries may vary based on geographic location, market data and on individual skills, experience, and education. This role is incentive eligible with the payment based upon company, business and/or individual performance.

Application Window:

Generally, this opening is expected to be posted for two business days from 02/02/2026, although it may be longer with business discretion.

Benefits:

PNC offers a comprehensive range of benefits to help meet your needs now and in the future. Depending on your eligibility, options for full-time employees include: medical/prescription drug coverage (with a Health Savings Account feature), dental and vision options; employee and spouse/child life insurance; short and long-term disability protection; 401(k) with PNC match, pension and stock purchase plans; dependent care reimbursement account; back-up child/elder care; adoption, surrogacy, and doula reimbursement; educational assistance, including select programs fully paid; a robust wellness program with financial incentives. In addition, PNC generally provides the following paid time off, depending on your eligibility: maternity and/or parental leave; up to 11 paid holidays each year; 9 occasional absence days each year, unless otherwise required by law; between 15 to 25 vacation days each year, depending on career level; and years of service. To learn more about these and other programs, including benefits for full time and part-time employees, visit pncthrive.com.

Disability Accommodations Statement:

If an accommodation is required to participate in the application process, please contact us via email at AccommodationRequest@pnc.com. Please include "accommodation request" in the subject line title and be sure to include your name, the job ID, and your preferred method of contact in the body of the email. Emails not related to accommodation requests will not receive responses. Applicants may also call 877-968-7762 and say "Workday" for accommodation assistance. All information provided will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.

At PNC we foster an inclusive and accessible workplace. We provide reasonable accommodations to employment applicants and qualified individuals with a disability who need an accommodation to perform the essential functions of their positions.

Equal Employment Opportunity (EEO):

PNC provides equal employment opportunity to qualified persons regardless of race, color, sex, religion, national origin, age, sexual orientation, gender identity, disability, veteran status, or other categories protected by law. This