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Compliance Mgr-Testing

Compliance Mgr-Testing

American First FinanceCoppell, TX, US
30+ days ago
Job type
  • Full-time
Job description

Description

Compliance Manager, Testing

What makes an AFF Compliance Manager, Testing :

The Compliance Manager, Testing will be responsible for the execution of independent testing and risk identification to ensure compliance with consumer protection laws and regulatory requirements as well as the Companies policies and procedures. This key contributor will assist in the development and maintenance of a strong compliance testing team to identify and report on associated consumer credit risks. The Compliance Manager, Testing will complete all phases of compliance testing including planning, scripts, scope, execution and reporting to business owners and other stakeholders. This role will create and retain well-documented test work papers and reports related to risks, root cause analysis, and potential corrective action. The role also necessitates effectively monitoring, testing, and validating policies, procedures, controls, and processes, and facilitating timely and effective communication.

What we offer :

  • Competitive Compensation!
  • Paid Time Off, 401K Matching, Medical, Dental, and Vision Benefits!
  • High-growth organization with advancement opportunities!
  • Diverse, Collaborative, & Fun Work Environment!

Roles and Responsibilities :

  • Perform all testing phases of the compliance review process, with little oversight, to assure compliance with complex policies, processes, and associated consumer protection laws and regulations.
  • Provide in-depth, objective, and accurate compliance analysis and high-quality supporting test reports, workpapers, and documentation.
  • Review processes and controls, identify risks, and effectively recommend risk-based improvements as needed in conjunction with applicable legal and regulatory requirements.
  • Mentor, coach, and develop less experienced or new compliance colleagues to foster a collaborative and strong testing team.
  • Maintain strong knowledge of consumer lending, credit, financing and leasing compliance regulations (both State and federal), industry standards, and regulatory best practices.
  • Assess the design and effectiveness of controls implemented to mitigate the applicable consumer compliance risks.
  • Collaborate with various levels across the business to build relationships and have a strong understanding of the business units and processes to resolve control weaknesses and identified risks.
  • Effectively communicate the testing scope, approach, results, and actions to the business lines, executive team, and other stakeholders.
  • Help to coordinate requested materials for internal or external audit and regulatory compliance examinations as requested.
  • Assist the Testing and Monitoring Compliance Director and team with other tasks as needed.
  • Qualifications :

  • 7+ years of professional work experience in consumer regulatory compliance, internal audit, compliance testing, or risk management
  • Bachelor's degree. Four additional years of directly related legal, or compliance risk may be considered in lieu of Bachelor's Degree
  • Strong knowledge of applicable State and federal consumer compliance regulations and laws (e.g., TILA, FCRA, SCRA, MLA, TCPA, UDAAP)
  • Advanced Microsoft Office skills including Word, PowerPoint, and Excel
  • Experience with SQL queries a plus
  • Strong verbal and written communication skills
  • Interest in technology, consumer finance, and improving consumer credit products (including but not limited to servicing state-chartered FDIC insured Bank originated loans, purchase and servicing of Retail Installment Sales Agreements (RISA), and / or Lease-to-Own)
  • Ability to issue-spot, investigate and identify root cause, and problem-solve
  • Exceptional judgment, analytical skills and keen attention to detail required
  • Ability to collaborate cross-functionally with, and communicate complex regulations to business partners
  • Team player with the ability to balance competing priorities and work in a fast-paced environment
  • Bonus Skills :

  • Ability to build SQL reports and queries a plus
  • Bilingual English and Spanish
  • Note : The information contained in this description is not intended to be an all-inclusive list of the duties and responsibilities of this job or the skills and abilities required to do the job. Management has the discretion to assign / reassign duties and responsibilities to this job at any time. Duties and responsibilities may be subject to change at any time due to reasonable accommodation or other reasons.

    Submission of your application confirms your "opt-in" desire to receive additional phone, text and email communications from the FirstCash Talent Acquisition Team. These communications include information about the specific job you applied for and other potential opportunities available at FirstCash. Message and data rates may apply. You can unsubscribe to text messages by replying STOP to the message at any time. You can unsubscribe from email communications by clicking unsubscribe, within the email, at any time. Visit https : / / firstcash.com / privacy-policy for additional questions or information.

    FirstCash Holdings, Inc. is an Equal Opportunity Employer

    FirstCash Holdings, Inc. is committed to the full inclusion of all qualified individuals. In keeping with this commitment, FirstCash will ensure that individuals with disabilities are provided with reasonable accommodation. Accordingly, if a reasonable accommodation is required to fully participate in the job application or interview process; to perform the essential functions of the job; and / or to receive all other benefits and privileges of employment, please contact Human Resources at [email protected] or (800)645-2611 Ext. 1

    Our values are what drive us.

    Servant Heart

    There's no place for egos here. Customers and colleagues come first. Serving their needs and driving their engagement is our success.

    Dare To Be Different

    We are adaptable, creative, and courageous, like entrepreneurs willing to take the necessary risks to innovate and make things better. We challenge the status quo. We seek out different ideas and perspectives as a means of expanding our ability to think and do more.

    Embrace Change

    That's not fear, that's excitement. We see change as core to our survival and our ability to manage change as a prerequisite to new opportunities that can allow us to learn, grow, and do more.

    Get Stuff Done

    We do whatever it takes to get the job done right. We inspect what we expect, take ownership of our actions, and operate with a sense of urgency in everything we do.

    No Drama

    We control the things we can control with a mindset to find solutions while minimizing complaint. We are all here for the same purpose, empowered to be the best we can be so that our purpose to deliver great products and services to more customers can be fulfilled.

    Walk The Talk

    We do what we say we are going to do and maintain the highest standards of performance for ourselves and others, at all times, always doing the right thing.

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    Compliance • Coppell, TX, US

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