Credit Officer

Job Description

Job Title : Credit Officer

Department : Credit – NCR Region

Location :

San Francisco, CA (onsite)

Classification : Exempt

Reports to :

VP and Credit Manager of the Region

Summary / Objective

Responsible for preparation of credit assessment and other administrative matters in connection with credit.

Essential Functions

Analyze financial statements, tax returns with emphasis on cashflow, profitability and liquidity

Review property appraisals, environmental reports and evaluate suitability as loan collaterals

Assessment preparations, interpret financial ratios and significance of various financial ratios

Discuss and meet with front office staff on prospective customers, visit collateral properties

Prepare department reports, order appraisals, review loan documents, approve GCMS transactions and other responsibilities as required

Required Education and Experience

Bachelor's degree (B. A. or B. S.) from four-year college or university.

Three to seven years of related experience and / or training.

Equivalent combination of education and experience.

Additional Qualifications

Knowledge of real estate industry, title insurance industry a plus

Language / Communication Skills

Good English and Chinese language skills and good writing skills

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