Risk Management - Auto Risk Insights - Senior Associate

Sr Associate For Auto Risk Insights

Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class. As the Sr Associate for Auto Risk Insights in the Consumer & Community Banking (CCB), you will play a pivotal role in building a comprehensive data-driven narrative for the status of the Auto market and the positioning of our current lending portfolio with respect to competitors. As our team expands to explore and establish new partnerships with Original Equipment Manufacturers (OEMs), you will play a key role in evaluating the collateral value risk associated with our growing portfolio by conducting thorough risk assessments and analyzing market trends. You will be responsible for internal and external data exploration, developing comprehensive analytics, and supporting various key initiatives to evolve our policies and reporting. You will leverage large amounts of data to produce actionable insights the lead to strategic business decisions and provide a point of view to senior leadership including the Chief Risk Officer (CRO) and functional leads. You will excel at creative thinking and problem solving; be self-motivated, confident and ready to work in a fast-paced, energetic environment, interacting with multiple stakeholders across different functions.

Job Responsibilities :

• Expanding analytic and data capability for Auto retail and Dealer Commercial Service (DCS) customers
• Create a credit risk point of view that captures the dynamics of the Auto market, its lending business and the health of our portfolio
• Conduct deep dive exercises related to the Auto business and provide value to proactive strategies impacting the business spanning across origination, servicing, and default management
• Provide analytic support and timely reporting for the successful implementation of strategic business decisions
• Evaluate and manage collateral value risk as we grow our portfolio through new OEM partnerships, maintaining high standards of risk assessment
• Partner with X-LOB risk functions in understanding key position, risk and strategy changes
• Provide accurate and concise results and presents findings, recommendations, and other relevant materials to senior management
• Will be expected to work with minimal supervision and multitask on several projects and processes

Required qualifications, capabilities, and skills :

Preferred qualifications, capabilities, and skills :

Chase is a leading financial services firm, helping nearly half of America's households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs. We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and / or discretionary incentive compensation, paid in the form of cash and / or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs.