Senior Full-Stack Engineer, Member Benefits & Rewards

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Who we are :

Shape a brighter financial future with us.

Together with our members, we’re changing the way people think about and interact with personal finance.

We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.

The role

We are seeking a Senior Full-Stack Engineer for the Member Benefits and Rewards team. We are responsible for member-facing SoFi Plus benefits like credit card cash back and the 1% investment match. We are also responsible for SoFi\'s newest subscription - SoFi Plus, which is an important project for the company. Our team manages member-facing features in SoFi\'s app and website as well as the backend streaming services that support this front-end experience. This provides ample opportunities for the SDE to gain full-stack experience and showcase their skill set in a company priority initiative.

What you'll do

• Architect and scale high-performance systems and services that drive member growth and engagement.
• Collaborate cross-functionally with Product, Design, Engineering, and Data Science teams to translate business needs into scalable technical solutions.
• Mentor and inspire engineers through code reviews, technical leadership, and fostering a culture of innovation and collaboration.
• Solve complex challenges across infrastructure, data pipelines, and backend services to ensure systems are robust, reliable, and future-proof.
• Drive innovation by identifying opportunities for new technologies, AI / ML-driven marketing, and process improvements to member adaption, engagement
• Own the full lifecycle of projects—from ideation to deployment, monitoring, and continuous improvement.

What you’ll need

Nice to have

Compensation and Benefits The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location. To view all of our comprehensiveand competitivebenefits, visit our Benefits at SoFi page! SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and / or veteran status, or any other basis prohibited by applicable state or federal law. The Company hires the best qualified candidate for the job, without regard to protected characteristics. Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records. New York applicants : Notice of Employee Rights SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email accommodations@sofi.com. Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time. Internal Employees If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

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