Talent.com
Consumer Direct Mortgage Loan Officer

Consumer Direct Mortgage Loan Officer

ValonPhoenix, AZ, US
30+ days ago
Job type
  • Full-time
Job description

About the Company

Valon's mission is to empower every homeowner. We believe the journey of home ownership starts when you get your keys, but lasts far beyond. We're creating a world where home ownership comes with ease, security, and financial know-how. Our growing team of engineers, operators, product enthusiasts, and experienced servicing professionals are leveraging technology to fundamentally improve the homeownership experience. Through mortgage servicing-the process of paying off one's mortgage-Valon is taking the first step in transforming the industry one homeowner, and lender, at a time.

Lending at Valon

Valon is scaling up its mortgage lending business, which aims to provide Valon homeowners the ability to access low-cost, streamlined mortgage loans and give Valon partners tools they need to retain customers. As a member of the Lending department, you will make it faster, easier, and cheaper for homeowners to get loans by reinventing the homeowner's journey. We are looking for experienced and innovative individuals who are eager to transform the mortgage industry for the better by building our team and business.

About this Role

We're seeking a Consumer Direct Mortgage Loan Officer to provide loan solutions for existing and prospective customers of Valon Mortgage. This individual will be responsible for providing best-in-class customer service to support Valon's strategic goals. The primary objective of this role will be to recapture future purchase and refinance loans for customers with mortgages within Valon's servicing portfolio, strengthening customer and investor relationships.

Responsibilities

  • Serve as customers' primary point of contact throughout the lending journey.
  • Recommend curated loan solutions to prospective and existing Valon customers.
  • Escalate customer concerns to management to ensure timely resolution.
  • Streamline and manage pipeline, meeting required pull-through ratios and production targets.
  • Collect customer documentation as required by investor guidelines.
  • Analyze documentation and disclosures for accuracy and compliance.
  • Collaborate with other members of the department to meet deadlines efficiently.

Here's why you should consider joining us :

  • Industry-Leading Results : Our homegrown servicing platform and best-in-class marketing helps us achieve a 50%+ refi recapture rate with 95% inbound leads, many as completed applications.
  • Work-Life Balance : Our MLOs can expect to close $2 million a month without overtime by simply showing up, leaning in, and working the system.
  • Quick Ramp-Up : No lengthy training period - most Valon MLOs clear $1mm in funded volume in their first full month or production at Valon.
  • Hybrid Work Options : Valon MLOs who hit their targets have the flexibility to work from home part of each work week.
  • Supportive Culture : Our tight-knit team of industry veterans emphasizes open communication, healthy competition, and close collaboration.
  • Ideal Background

  • Bachelor's degree-or equivalent work experience.
  • Comprehensive knowledge of federal regulations (e.g. RESPA, TILA, ECOA, TRID, CFPB).
  • Active MLO state licenses in NMLS.
  • Thorough understanding of the underwriting process and agency and investor requirements.
  • Strong written and oral communication skills.
  • Ability to collaborate with other team members.
  • Minimum Qualifications

  • 3+ years of mortgage originations experience.
  • 2+ years of consumer direct mortgage experience.
  • Previous experience with relevant technology (e.g. DU, LP, Encompass, CRMs).
  • Ability to obtain and maintain MLO state licenses throughout tenure with the company.
  • Benefits

  • Compensation : Competitive salary plus monthly commission on all production up to 55 Basis Points and a 401(k) plan-with a 4% annual match!
  • Hours : No weekends or late nights required!
  • Generous amount of paid time off : 17 days of paid time off, 5 additional paid sick days, and 11 paid company holidays!
  • Health & well-being : We'll invest in your physical and mental well-being with comprehensive, low-cost medical, dental, & vision benefits, and an EAP for additional support!
  • Food & meals : In-office snacks and drinks (and Bagel Fridays)!
  • Grow together : We set new employees up for success with our company-wide New Hire Orientation! Other learning and development opportunities include quarterly possibilities for promotion and annual performance reviews.
  • Baby bonding time : Birthing and non-birthing parents receive 12 weeks of FULLY PAID time off to focus on their new addition(s)!
  • Throughout the interview process, please remember that emails will only be from valon.com emails. We won't ever be asking for any personally identifiable information during the interview process itself. Please reach out to talent@valon.com if you have any requests to verify the authenticity of an outreach.

    Valon is an equal opportunity employer that is committed to diversity and inclusion in the workplace. We prohibit discrimination and harassment of any kind based on race, color, sex, religion, sexual orientation, national origin, disability, genetic information, pregnancy, or any other protected characteristic as outlined by federal, state, or local laws. Valon makes hiring decisions based solely on qualifications, merit, and business needs at the time.

    Create a job alert for this search

    Mortgage Loan Officer • Phoenix, AZ, US

    Related jobs
    Experienced Loan Officer - Consumer Direct

    Experienced Loan Officer - Consumer Direct

    Mutual of Omaha MortgageScottsdale, AZ, US
    Full-time
    Quick Apply
    Join the winning team, with the brand recognition of a Fortune 300 company that has been in business over 100 Years!.Mutual of Omaha Mortgage is inspired by hometown values and committed to be...Show moreLast updated: 30+ days ago
    Experienced Loan Officer - Consumer Direct

    Experienced Loan Officer - Consumer Direct

    Mutual of OmahaScottsdale, AZ
    Full-time
    At Mutual of Omaha Mortgage, Loan Officers are trained to listen, build rapport, understand and analyze the full financial situations of our customers. Our goal is to provide the most appropriate fi...Show moreLast updated: 25 days ago
    Mortgage Loan Officer

    Mortgage Loan Officer

    Client Direct MortgagePhoenix, AZ, US
    Full-time
    Quick Apply
    The Best RevShare & only Company Commission Cap Lender in the Industry "Take your hand out of my pocket” is the ideology that lenders for decades have continuously gauged commission from ...Show moreLast updated: 30+ days ago
    Mortgage Loan Officer

    Mortgage Loan Officer

    Motto Mortgage ProsGlendale, AZ, US
    Full-time
    Join a Winning Team Backed by the Power of Motto Mortgage.Are you an experienced mortgage loan officer looking to grow your business with real opportunity and support? We’re seeking driven professi...Show moreLast updated: 30+ days ago
    • Promoted
    Mortgage Loan Officer

    Mortgage Loan Officer

    PNC Financial Services Group, Inc.Phoenix, AZ, US
    Full-time
    At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve.We are all united in delivering the best experience for our customers.We work together each day ...Show moreLast updated: 4 days ago
    Mortgage Loan Officer

    Mortgage Loan Officer

    Ross Mortgage CorporationRemote, US
    Remote
    Full-time
    Are you an experienced loan officer looking for a new opportunity? Join Ross Mortgage Corporation's team, a company with over 70 years of experience in the mortgage industry.We cater to clients acr...Show moreLast updated: 30+ days ago
    Mortgage Loan Officer

    Mortgage Loan Officer

    F5 Mortgage LLCRemote, US
    Remote
    Full-time
    F5 Mortgage isn’t your typical brokerage.We’re fast, tech-forward, and built for Loan Officers who want more control, better support, and real leads—not recycled garbage. Why You'll Love Working Wit...Show moreLast updated: 30+ days ago
    Mortgage Loan Officer

    Mortgage Loan Officer

    Apex Mortgage GroupRemote, US
    Remote
    Full-time
    Do you have a proven track record of creating lending solutions for your clients and a desire to assist buyers in obtaining the property of their dreams? If so, we’d love to talk with you about joi...Show moreLast updated: 30+ days ago
    Mortgage Loan Officer

    Mortgage Loan Officer

    Saige Partners LLCIA, US
    Full-time
    Quick Apply
    The Mortgage Loan Officer is responsible for developing new mortgage business, building strong relationships with members and industry professionals, and providing outstanding service throughout th...Show moreLast updated: 30+ days ago
    • Promoted
    Consumer Loan Officer Trainee

    Consumer Loan Officer Trainee

    Reliable Credit Association, Inc.Tempe, AZ, US
    Full-time
    The Consumer Loan Officer Trainee (CLOT) is a non-exempt employee that performs customer service and collection duties, investigates, and develops credit applications, works to obtain discretionary...Show moreLast updated: 30+ days ago
    Mortgage Loan Officer

    Mortgage Loan Officer

    Summit Funding, Inc.Any Location, All Locations, United States
    Full-time
    Department : Sales and Origination.Summit Funding, Inc is one of the oldest still privately owned top 50 national mortgage lenders. When Todd Scrima, our owner and CEO founded our company in 1995 his...Show moreLast updated: 30+ days ago
    Mortgage Loan Officer Retail

    Mortgage Loan Officer Retail

    Castle & Cooke MortgageScottsdale, AZ
    Full-time
    Ready To Take Your Mortgage Lending Career to New Heights?.At Castle & Cooke Mortgage, where we're not just building strong futures for our clients but empowering. As a Mortgage Loan Officer on our ...Show moreLast updated: 30+ days ago
    Mortgage Loan Officer

    Mortgage Loan Officer

    Goodwin RecruitingScottsdale, Arizona
    Full-time
    We are a trusted leader in home financing solutions, dedicated to helping individuals and families achieve their dreams of homeownership. We value integrity, customer service, and professional excel...Show moreLast updated: 25 days ago
    Mortgage Loan Officer

    Mortgage Loan Officer

    PNCPhoenix , AZ
    Full-time
    Recommends loan solutions in accordance with lending guidelines and clients' requirements.Manages a portfolio of customer relationships. Seeks prospective opportunities to retain and / or develop new ...Show moreLast updated: 25 days ago
    Consumer Loan Officer / Compliance Officer

    Consumer Loan Officer / Compliance Officer

    Adams, Inc.Northwest Iowa, US
    Full-time
    REIA68119 – Consumer Loan Officer / Compliance Officer – Northwest Iowa.Our client is a privately held community bank that is looking to add a Consumer Lender / IT / Compliance candidate.The ideal ...Show moreLast updated: 30+ days ago
    Mortgage Loan Officer

    Mortgage Loan Officer

    QuonticScottsdale, AZ, United States
    Full-time
    Why Work for Quontic?Quontic Bank is a CDFI federally chartered digital community bank.We have a customer-centric culture built around helping our customers and giving back to local communities.We'...Show moreLast updated: 30+ days ago
    Mortgage Loan Officer

    Mortgage Loan Officer

    GpacMinnesota, Minnesota, United States
    Full-time
    Quick Apply
    A well respected banking organization in Minnesota is looking to add to their mortgage team.Relevant consumer / mortgage originating and loan structuring experience is preferred.Collecting and analyz...Show moreLast updated: 30+ days ago
    • Promoted
    Consumer Direct Loan Officer

    Consumer Direct Loan Officer

    The EMAC Group LLCPhoenix, AZ, US
    Full-time
    National Independent Mortgage Lender seeks a Consumer Direct Loan Officer to expand an existing call center.Inside Loan Advisors receive 100% inbound calls from qualified home shoppers looking to m...Show moreLast updated: 30+ days ago