Underwriter, Commercial Insurance Specialty

Chubb Commercial Insurance is seeking a motivated, results-driven professional to join our team as a Core Commercial Property and Casualty Production Underwriter. This role focuses on underwriting and growing a diverse book of business, including Manufacturing, Wholesale Distribution, Professional Services, Food, Real Estate, Cultural Institutions, and other Middle Market industries.  With clients generating revenues up to $1B, we offer both guaranteed cost and loss-sensitive program structures.

This position involves building strong relationships with agency and broker partners, marketing Chubb’s full suite of products, and driving profitable growth in the Commercial Insurance portfolio. You will collaborate closely with local branch teams, Territory Underwriting Managers, Industry Practice / Line of Business leaders, and Home Office personnel.

Key Responsibilities

• Build and maintain strong relationships with key distribution partners to drive submission activity in target industry segments.
• Achieve new business production goals of $1.0M-$1.5M while maintaining profitability and adhering to underwriting strategies.
• Develop a robust prospect pipeline (5X production goal) using advanced prospecting tools and maintain strong marketplace visibility with 12+ external visits per month.
• Manage the profitability, growth, and retention of an assigned book of business.
• Meet or exceed rate, exposure, and retention goals on renewals by retaining key accounts and coordinating value-added services (e.g. Loss Control, Claims).
• Analyze submissions, quote ratios, hit ratios, and efficiency metrics to ensure profitable growth.
• Leverage client and broker relationships to cross-sell Chubb’s full range of products, including Multinational, Environmental, Ocean Cargo, Financial Lines, Product Recall, E&O, A&H and more.
• Partner with internal team, including branch staff, Territory Underwriting Managers, and Line of Business / Industry Practice leaders, to deliver tailored solutions.
• Bachelor’s degree or higher.
• 1+ years of commercial underwriting experience, preferably in the core middle market property and casualty segment.
• Strong understanding of Property, General Liability, Auto, Workers Compensation, Umbrella, and International lines of business.
• Proven marketing and negotiation skills with a focus on building and maintaining external relationships.
• Technical underwriting expertise, including exposure / control analysis, coverage forms, policy structure, loss picks and profitability analysis.
• Ability to thrive in a fast-paced, team-oriented environment.
• General understanding of insurance business, regulatory environment, and adherence to underwriting authority.
• Proficiency in Microsoft Office Suite.

Chubb is a world leader in insurance. With operations in 54 countries, Chubb provides commercial and personal property and casualty insurance, personal accident and supplemental health insurance, reinsurance, and life insurance to a diverse group of clients. The company is distinguished by its extensive product and service offerings, broad distribution capabilities, exceptional financial strength, underwriting excellence, superior claims handling expertise and local operations globally.

At Chubb, we are committed to equal employment opportunity and compliance with all laws and regulations pertaining to it. Our policy is to provide employment, training, compensation, promotion, and other conditions or opportunities of employment, without regard to race, color, religious creed, sex, gender, gender identity, gender expression, sexual orientation, marital status, national origin, ancestry, mental and physical disability, medical condition, genetic information, military and veteran status, age, and pregnancy or any other characteristic protected by law. Performance and qualifications are the only basis upon which we hire, assign, promote, compensate, develop and retain employees. Chubb prohibits all unlawful discrimination, harassment and retaliation against any individual who reports discrimination or harassment.