Job Summary : The Credit Analyst is responsible for activities involving the extension of credit to both new and existing customers in alignment with the Company's Credit Policy. This position will assist the Credit & Collections Supervisor in managing the Company's risk associated with extending credit and ensure timely opening of customer accounts.
The incumbent in this position is expected to model the following practices on a daily basis : 1) Demonstrate alignment with the company's mission and core business values; 2) Collaborate with key internal / external resources; 3) Participate in ongoing self-development.
What can HOLT Group offer you?
- A competitive salary, commensurate with your experience and competencies.
- A comprehensive and robust benefits program that includes complete health care, 401(k) matching & Profit-Sharing plan (ROTH and traditional), paid holidays, and a front-loaded PTO program.
- A Tuition Reimbursement program to support the pursuit of accredited college courses.
- An employee development program with professional development staff that allows you to grow your skills and build your competencies to prepare you for future opportunities at HOLT.
Qualifications and Requirements :
High school diploma or equivalent required, Bachelor's Degree in Finance, Accounting or Business preferredMinimum one year of experience required, three or more years of experience preferredKnowledge of general accounting and billing proceduresIntermediate MS Office skills (ex. Excel, PowerPoint, Word, etc.)Strong research, investigation skills and good judgement skillsAbility to plan, prioritize and organize effectivelyExceptional business acumen and attention to detail and accuracyAbility to successfully influence and persuadeAbility to interact with tact and courtesy and maintain a professional mannerStrong interpersonal communication skills including both written and oralAbility to work independently and within a team in a fast-paced, high volume environment with emphasis on accuracy and timelinessAbility to read, write, and understand informationEssential Functions :
Analyzes credit reporting data and financials for new and existing customers to determine credit worthinessAssigns appropriate credit limits and any requirements or restrictions required to minimize riskPeriodically reviews customer credit limits, account status codes, and makes adjustments based on analysis of financials, payment history, and company policyRequests and process updated credit applications on existing accounts according to the Company's credit policyProvides recommendations based on the assessment of new and existing customer's credit worthiness.Requires regular and punctual employee attendanceWorks safely at all times and adheres to all applicable safety policies; complies with all company policies, procedures, and standardsPerforms other duties as assignedSupervisory Responsibilities :
NoneTravel :
Travel up to 10% is to be expectedPhysical Requirements :
This position involves extended periods in a stationary position; additionally, occasional standing, walking, and stoopingConstant movement and use of limbs; this position requires good manual dexterity, coordination, and staminaOccasionally moves materials or equipment weighing up to 10 lb.This role frequently communicates with others, must be able to exchange accurate information in these situationsThis role routinely uses standard office equipment such as computers, phones, photocopiers, filing cabinets and fax machinesWork Environment :
This job is performed primarily inside an office environmentDisclaimer :
Please note that the above statements are intended to describe the general nature and level of work being performed by employees assigned to this classification. They are not to be interpreted as an exhaustive list of all responsibilities, duties, and skills required of the incumbents so classified. All incumbents may be required to perform duties outside of their normal responsibilities, as needed.
Equal Opportunity Employer / Protected Veterans / Individuals with Disabilities
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.