Sr. Credit Analyst

Job Type

Full-time

Description

The Senior Credit Analyst position is responsible for gathering, analyzing, and interpreting credit information for existing and prospective customers in order to assess credit quality and to minimize risk and potential loan loss. In addition to the general credit analyst responsibilities, the Senior Credit Analyst must also :

• Be knowledgeable on loan products with government guarantees or other applicable loan programs (SBA or FSA, etc.).
• Be responsible for sharing knowledge and mentoring other credit analysts.
• Make recommendations for loan structure and appropriate covenants.
• Have increased responsibility for complex entity transactions and reporting.
• Work with lenders primarily independently with minimal direction from leadership.

Responsibilities

Requirements

Cultural Alignment

Choice is #PeopleFirst, banking second.

In contributing to our culture, Choice team members are guided by our core values.

Our vision of Diversity at Choice is supported by our #PeopleFirst mission and our core values.

Being #PeopleFirst means that Choice is committed to focusing attention and resources towards creating an environment where everyone feels respected and valued and can do their best work. Doing the right thing means encouraging employees to share their experiences and ideas, and to bring their whole authentic selves to work. Together, we can build an inclusive culture that seeks out, supports, and celebrates diverse voices. We can use our diversity to fuel creativity and innovation and bring us closer to our customers and the communities we serve . Be welcome at Choice. We can see you here.

Disclosure

This job description is intended to describe the general content of, and requirements for, the performance of this job. It is not to be construed as an exhaustive statement of duties, responsibilities or requirements. All requirements are subject to possible modification to reasonably accommodate individuals with disabilities. Some requirements may exclude individuals who pose a significant risk to the health and safety of themselves or other employees.

All employment at Choice Financial Group is "at will" employment. This position description does not create an employment contract, implied or otherwise.