Consumer Loan Regulatory Compliance - Senior Advisor

Overview

Consumer Loan Regulatory Compliance – Senior Advisor. Country : United States of America

Your Journey Starts Here :

Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success.

An exciting journey awaits, if you are interested in exploring the possibilities We Want to Talk to You!

The Difference You Make :

The Senior Advisor serves as a subject matter expert to ensure documents, projects, processes or product initiatives comply with regulatory and legal requirements and enterprise policy. The incumbent performs risk assessments, analyses data to help business units identify potential regulatory compliance concerns, identifies root cause(s) of identified compliance issues, and provides recommendations to management that influence business solutions.

• Advises management on current issues regarding compliance with federal regulations.
• Serves as a subject matter expert to ensure documents, projects, processes or product initiatives comply with regulatory and legal requirements and enterprise policies
• Partners with managers in assigned business unit(s) to respond to reports or findings issued by regulatory agencies or audit.
• Identifies systemic procedural weaknesses and additional training requirements needed to ensure compliance.
• Assists management with responding to regulatory inquiries and third party examiners.
• Collaborates across business units within the organization to ensure consistency in policies and procedures.
• Identifies compliance opportunities and potential solutions.
• Performs risk assessments, analyzes transactional data, identifies root cause(s) of issues, and provides recommendations to management.
• Provides compliance input on business action plans, projects, or operational requests.
• Provides insight and guides management on issues.
• Leads and influence cross functional enterprise projects or compliance teams.
• Leads efforts to improve standardization and efficiency of responses to regulators.
• Offers recommendations and makes project related decisions within scope of work assignment.
• Serves as a resource to team members on escalated issues of unusual nature.
• Mentors and enhances compliance staff knowledge competencies.
• Ensures proper implementation of business requirements and identifies outstanding compliance issues.
• Maintains and promotes awareness of relevant regulatory requirements, industry enforcement actions, and regulatory changes.

What You Bring

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and / or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Certifications

Certified Regulatory Compliance Manager (CRCM) designation – Preferred.

It Would Be Nice For You To Have

Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education.

What Else You Need To Know

The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a -hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.

Base Pay Range

Minimum : $,. USD

Maximum : $,. USD

Link to Santander Benefits :

Risk Culture :

We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.

EEO Statement :

At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law.

Working Conditions :

Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and / or furniture may be required.

Employer Rights :

This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason.

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