Software Engineer - Backend (Java)

Description

(Responsibilities)

Design, build, test, and maintain backend services that power PayPal’s credit products

Contribute to the development of RESTful APIs and microservices used across credit workflows

Implement features that support the credit application journey, including offers and eligibility, applications, and account management

Write high-quality, well-tested code with a focus on reliability, security, and performance

Participate in design discussions and code reviews to improve system quality and maintainability

Work with product, risk, compliance, and engineering partners to understand requirements and deliver solutions

Help operate and support services in production, including monitoring, troubleshooting, and incident response

Continuously improve system scalability, performance, and operational readiness

Minimum Qualifications

Bachelor’s degree or higher in Computer Science, Engineering, or a related field

3+ years of professional experience in software engineering

3+ years in Java, with experience building RESTful APIs using Spring Boot or similar frameworks

Experience developing microservices or backend systems in a production environment

Experience with relational databases (Oracle, MySQL), NoSQL databases (DynamoDB), or analytical data warehouses (BigQuery)

Working knowledge of data modeling and SQL fundamentals

Experience with event-driven or asynchronous systems using messaging or streaming platforms such as Kafka or Pulsar

Ability to write reliable, maintainable, and secure code

Strong collaboration and communication skills

Preferred Qualifications

Experience building distributed systems or high-availability services

Exposure to cloud platforms such as GCP or AWS

Experience in payments, credit, or other financial services domains

Familiarity with observability, monitoring, and operational best practices

Subsidiary : PayPal

Travel Percent :

The base pay for this role will depend on where you work and the relevant experience and expertise you bring. The expected range of pay for this role by location is :

Primary Location | Pay Range :

Scottsdale, Arizona | ($100,500.00 - $149,600.00 Annually)

Additional Location(s) | Pay Range :

Chicago, Illinois | ($106,000.00 - $157,300.00 Annually)

Additional compensation for this role may include an annual performance bonus, equity, or other incentive compensation, as applicable.

PayPal does not charge candidates any fees for courses, applications, resume reviews, interviews, background checks, or onboarding. Any such request is a red flag and likely part of a scam. To learn more about how to identify and avoid recruitment fraud please visit .

For the majority of employees, PayPal's balanced hybrid work model offers 3 days in the office for effective in-person collaboration and 2 days at your choice of either the PayPal office or your home workspace, ensuring that you equally have the benefits and conveniences of both locations.

Our Benefits :

At PayPal, we’re committed to building an equitable and inclusive global economy. And we can’t do this without our most important asset-you. That’s why we offer comprehensive, choice-based programs, to support all aspects of personal wellbeing—physical, emotional, and financial—delivering meaningful value where it matters most. We strive to create a flexible, balanced work culture with a holistic approach to benefits, including generous paid time off, healthcare coverage for you and your family, and resources to create financial security and support your mental health.

Who We Are :

to learn more about our culture and community.

Commitment to Diversity and Inclusion

PayPal provides equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, pregnancy, sexual orientation, gender identity and / or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state, or local law. In addition, PayPal will provide reasonable accommodations for qualified individuals with disabilities. If you are unable to submit an application because of incompatible assistive technology or a disability, please contact us at .

Belonging at PayPal :

Our employees are central to advancing our mission, and we strive to create an environment where everyone can do their best work with a sense of purpose and belonging. Belonging at PayPal means creating a workplace with a sense of acceptance and security where all employees feel included and valued. We are proud to have a diverse workforce reflective of the merchants, consumers, and communities that we serve, and we continue to take tangible actions to cultivate inclusivity and belonging at PayPal.

Any general requests for consideration of your skills, please .

We know the confidence gap and imposter syndrome can get in the way of meeting spectacular candidates. Please don’t hesitate to apply.