Underwriter, Retail, II

Join Our Team Remotely

Underwrites loans in accordance with company and investor guidelines following company policies and procedures under general supervision. Makes sound underwriting decisions and ensures that all decisions meet legal and policy requirements. Perform all duties in accordance with the company's policies and procedures, all US state and federal laws and regulations, wherein the company operates. The target pay range for this position is $80,000.00 to $95,000.00 + monthly incentive plan.

What you'll do :

• Performs a thorough analysis to ensure the quality of each loan and to determine compliance with company and investor guidelines.
• Applies and interprets company underwriting guidelines and makes sound credit decision.
• Completes credit, analysis of income, analysis of property, ensures proper audits are completed and verifies consistency of loan file information.
• Reviews and evaluates credit information on mortgage loan documents to determine acceptability for specific loan programs.
• Determines any conditions, stipulations or pre-funding requirements.
• Reviews any conditions, stipulations or pre-funding requirements received.
• Communicates with loan officer, operations manager, and production manager as required to resolve outstanding issues.
• Assists departmental support staff when necessary.

What you'll need :

Our company : Carrington Mortgage Services-Retail Lending is part of The Carrington Companies. We offer a wide variety of home purchase and refinance products for government and conventional loan programs, specializing in underserved programs for borrowers with less than perfect credit and low down payment.

What is the value proposition to joining the team?

What we offer :

Carrington is an equal opportunity employer. It is the policy of the company that applicants be considered for positions for which they qualify without regard to race, color, religion, sex, gender identity, national origin, ancestry, age, marital status, sexual orientation, protected veterans status, physical or mental disability or any other legally protected category. Carrington will make reasonable accommodations for known physical or mental limitations of a qualified applicant or employee with a disability unless the accommodation will impose an undue hardship on the company.