Corporate Mortgage Loan Review Specialist II

Mortgage Loan Review Specialist Ii

Glacier Bancorp's (gbci) mortgage loan review specialist ii position is responsible for reviewing, analyzing, and processing adverse action loans within company guidelines, procedures, and regulatory policies. Understands hmda rules, regulations, and reporting, and ensures compliance for all declined, withdrawn, and closed loans. Ensures loan quality is maintained and that procedures, guidelines, and regulations are followed. The mortgage loan review specialist ii will have extensive contact with customers, vendors, and bank staff. The mortgage loan review specialist ii will be in regular communication with the corporate mortgage loan admin manager and will suggest operational improvements as needed.

This is a corporate position which may be located in an available bank division across our nine-state footprint in az, co, id, mt, nv, tx, ut, wa, or wy. The entry rate for this position is $21.83 + / hour (calculated for kalispell, mt). All compensation offers are analyzed individually and take into consideration multiple factors including but not limited to geographic location, years of experience, and educational background.

wa applicants only:

spokane, wa $24.38 to $36.59 an hour.

wenatchee, wa $24.72 to $37.09 an hour.

duties and responsibilities

monitors and works the adverse action

• completes adverse action notice and sends to the applicant
• cancels services that have been ordered on the loan such as appraisal, lock, title, and flood
• complete review of adverse loans
• validates hmda reporting information for adverse and closed loans.
• performs loan quality reviews to ensure compliance with policy, procedure, and regulation.

request additional information/documentation as needed

• maintain consistent and thorough communication with all involved parties including all internal and external customers and staff in a professional, courteous, and friendly manner.
• remain current on loan programs and lending (federal and state) regulations as well as all compliance and bank policies. all disclosure requirements are complete within federal time limitations.
• maintain contact with government agencies and investors to determine changes in requirements and products.
• regularly participate in educational offerings from fha, fnma, fhlmc, va, mi companies, est. to keep current and aware of changes.

about you

qualifications to perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

educationrequired/preferrededucation leveldescriptionrequiredhigh school diploma / ged - education - required/preferrededucation leveldescriptionrequiredhigh school diploma / ged - required/preferred - education level - description - required - high school diploma / ged

experiencerequired/preferredexperience leveldescriptionrequired3 yearsmortgage loan review including hmda and adverse action.requiredknowledge ofmortgage loan program guidelines and process.requiredadvanced experienceloan quality review.requiredadvanced / specialized knowledgerespa and trid compliant disclosures, hmda reporting, and adverse action requirements.requiredadvanced experienceexperience with loan platform software such as encompass and ability to learn additional computer applications - experience - required/preferredexperience level - description - required - 3 years - mortgage loan review including hmda and adverse action. - required - knowledge of - mortgage loan program guidelines and process. - required - advanced experience - loan quality review. - required - advanced / specialized knowledge - respa and trid compliant disclosures, hmda reporting, and adverse action requirements. - required - advanced experience - experience with loan platform software such as encompass and ability to learn additional computer applications

would an equivalent combination of relevant education and work experience be considered?: no

license/certificationrequired/preferredlicense/certificationdescription - license/certification - required/preferredlicense/certificationdescription - required/preferred - license/certification - description

required skills and abilitiesability to multi-task and handle complex tasks efficiently. Strong organizational skills.strong analytical skillsstrong attention to detailmust comply with all company policies and procedures and all applicable laws and regulations, including but not limited to, the bank secrecy act, the patriot act, and the office of foreign assets control. Must complete the assigned online training courses and achieve a passing score by due date.employee must be capable of regular, reliable, and timely attendance - required skills and abilities - ability to multi-task and handle complex tasks efficiently. Strong organizational skills.strong analytical skillsstrong attention to detailmust comply with all company policies and procedures and all applicable laws and regulations, including but not limited to, the bank secrecy act, the patriot act, and the office of foreign assets control. Must complete the assigned online training courses and achieve a passing score by due date.employee must be capable of regular, reliable, and timely attendance

additional requirements

traveloccasional travel required: (less than 10 days per year) by automobile (as driver and passenger), commercial airlines, rental vehicles and public transportation and be able to lodge in public facilities.

working conditionsenvironment: indoors, a climate-controlled shared work area.noise level: moderate noise; not extreme or excessive; within reasonable limits.lifting: sedentary work: exerting up to 10 pounds of force occasionally and/or negligible amount of force frequently or constantly to lift, carry, push, pull or otherwise move objects, including the human body. sedentary work involves sitting most of the time. jobs are sedentary if walking and standing are required only occasionally and all other sedentary criteria are met.

visionclose visual acuity to prepare and analyze data and figures, view a computer terminal, and read the computer screen, printed materials, and handwritten materials.

physical activitiesfrequencybalancing: maintaining body equilibrium to prevent falling and walking, standing or crouching on narrow, slippery, or erratically moving surfaces.infrequent rare.climbing: ascending or descending ladders, stairs, scaffolding, ramps, poles and the like, using feet and legs and/or hands and arms.infrequent rare.crawling: moving about on hands and knees or hands and feet.infrequent rare.crouching: bending the body downward and forward by bending leg and spine.infrequent rare.feeling: perceiving attributes of objects such as size and shape, temperature or texture by touching with skin, particularly that of the fingertips.infrequent rare.fingering: picking, pinching, typing or otherwise working primarily with fingers rather than with the whole hand as in handling.daily.grasping: applying pressure to an object with the fingers and palm.infrequent rare.kneeling: bending legs at knee to come to a rest on knee or knees.infrequent rare.lifting: raising objects from a lower to a higher position or moving objects horizontally from position to position.infrequent rare.pushing: using upper extremities to press against something with steady force in order to thrust forward, downward or outward.infrequent rare.pulling: using upper extremities to exert force in order to draw, haul or tug objects in a sustained motion.infrequent rare.repetitive motion: making substantial movements (motions) of the wrists, hands, and/or fingers.daily.stooping: bending body downward and forward by bending spine at the waist.infrequent rare.

what we offer

compensation & benefits: starting salary is dependent upon relevant experience and may vary based on the geographic location of the position. We offer an extensive benefits package that includes, but is not limited to medical, dental, vision, and life insurance. Coverage is available to employees and their eligible dependents in accordance with our written plan documents. You may also be eligible for a health savings account option, an employee assistance program (eap), a health rewards program, a retirement savings plan, including 401(k) and profit-sharing plans, short and long-term disability benefits, education and training benefits, and discounts on banking products and services. We also offer a generous paid time off (pto) plan and paid holidays. PTO accruals begin at.0745 per hour worked for our part time employees up to a maximum accrual of 240 hours per year for certain full-time employees. PTO accruals are dependent on position, status (full time or part time), and years of experience in accordance with our PTO policy. Most full-time employees are also offered 6 paid holidays and part time employees are offered pro-rated paid holidays. In addition, employees in utah and nevada may be eligible for pay for certain state recognized holidays. Visit our website for more details.

we are an equal opportunity employer and qualified applicants, or employees will receive consideration for employment without regard to race, color, religion, national origin, sex (including pregnancy), sexual orientation, gender identity, mental or physical disability, genetic information, protected veteran status, or any other category