Accounting Representative

Founded by a small group of educators, Michigan Schools & Government Credit Union (MSGCU) has been providing quality financial services to the community for 70 years and welcomes everyone in Michigan to bank with us. We are financial champions committed to helping our members achieve financial success by rallying behind them and their goals. As the sixth largest Credit Union in Michigan, MSGCU has 24 branch offices in southeast Michigan. We have over 450 team members, more than 145,000 members, $4 billion in assets, and a 97% member satisfaction rating for two decades.

We are a caring organization that strives to ensure an equitable and inclusive culture where everyone is valued and respected. With regular coaching and continuing education, we grow champions – team members dedicated to championing the success of our members. Our commitment to team member engagement has contributed to the honor of being named a Top Workplace by The Detroit Free Press eleven years in a row.

If you have a passion for helping people and providing exceptional and dependable service, we want you on our team!

Information about our comprehensive total rewards package can be foundhere.

Overview of Responsibilities : Performs a variety of accounting and clerical duties within the Accounting Department and assists others within the department and throughout MSGCU with accounting needs.

Essential Duties and Responsibilities :

• Keeps up-to-date with laws, regulations, and rules governing credit union operations including, but not limited to, Electronic Fund Transfer Act (EFT), Bank Secrecy Act (BSA), and Uniform Commercial Code (UCC). Communicates updates to Accounting Supervisor.
• Posts transactions to general ledger and subsidiary ledger accounts according to established procedures and time frames while maintaining supporting documentation and communicating to Accounting Supervisor any out-of-balance conditions.
• Reconciles general ledger accounts to supporting reports or subsidiary ledgers and investigates differences and / or dated items. Communicates any unresolved differences or dated items to Accounting Supervisor.
• Files and stores accounting records.
• Reviews and processes member requests for changes to payroll and EFT distributions, Automated Clearing House (ACH), etc.
• Remits governmental payments and maintains records related to these payments.
• Originates, processes, and reviews member / MSGCU payments such as wire transfer remittances, ACH transactions, checks, etc.
• Researches accounting and member records in support of other departments.
• Investigates and processes payment exceptions (share drafts, ACH, wire, payroll, etc.) and communicates any unresolved exceptions to Accounting Supervisor.
• Assists Accounting Supervisor in processing and resolving member disputes and unauthorized claims for ACH, check transactions, and transactions involving other payment systems on a timely basis.
• Participates in accounts payable process, which includes invoices, corporate credit cards, and team member reimbursement transactions. Ensures accuracy, efficiency, proper classification, and adherence to strong internal controls within the disbursement process.
• Manages the Accounting Department help desk by resolving requests or assigning to appropriate team members for resolution as appropriate.
• Compiles financial data to be used in financial reporting and analysis.
• Participates in projects, which may involve other departments.

Essential Knowledge, Skills, and Abilities :

Essential Preparation and Training :

Working Conditions :

Compensation and Benefits :

Competitive salaries are just the starting point for MSGCU team members. We also champion our team members with generous health benefits, vacation time, retirement plan contributions and discounts on loans and phone service also come with the job.

Required Skills

Required Experience