Talent.com
Centralized Lending Specialist (Mortgage Loan Officer) - Charlotte, NC

Centralized Lending Specialist (Mortgage Loan Officer) - Charlotte, NC

Bank of AmericaCharlotte, NC, US
Hace 24 días
Tipo de contrato
  • A tiempo completo
Descripción del trabajo

Mortgage Loan Originator

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities, and shareholders every day. Being a Great Place to Work is core to how we drive Responsible Growth. This includes our commitment to being an inclusive workplace, attracting and developing exceptional talent, supporting our teammates' physical, emotional, and financial wellness, recognizing and rewarding performance, and how we make an impact in the communities we serve. Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us!

This job is responsible for answering inbound calls and initiating outbound calls within a call center to assist new and existing clients with determining the best solution for financing the purchase of a home, refinancing an existing mortgage, or obtaining a new home equity line of credit. Key responsibilities include analyzing the clients financial goals, determining the most optimal lending product solution, submitting the mortgage application, assisting clients with gathering supporting loan documentation, and keeping clients informed throughout the mortgage loan process. This position is subject to SAFE Act registration requirements. Pursuant to the SAFE Act requirements, all employees engaged in residential loan mortgage originations must register with the federal registry system and remain in good standing. Since this position requires SAFE Act registration, employees are required to register and to submit to the required SAFE Act background check and registration process. Failure to obtain and / or maintain SAFE Act registration may result in disciplinary action up to and including termination.

Responsibilities :

  • Provides exceptional client care
  • Answers inbound calls and make outbound calls to provide new and existing clients with guidance and advice to uncover lending needs and assist them with determining the best solution
  • Utilizes multiple technology systems to assist customers and referral partners
  • Leverages defined lending processes and policies to meet guidelines and manage risks
  • Communicates consistently with clients and business partners through outbound calls, email, and online messaging systems throughout the lending process
  • Identifies opportunities through conversations with clients to recommend the bank's products through partner referrals as part of one team that delivers exceptional client care

Required Qualifications :

  • Has 1+ year sales and mortgage experience
  • Has a strong relationship-deepening and client care mentality
  • Actively listens to the client to determine their needs and goals and has a desire to interact with clients proactively.
  • Has an ability to assess client needs and suggest / promote alternative products or services
  • Has ability to learn all platform systems utilized within the environment and / or aptitude in system technologies
  • Has effective customer service skills with ability to manage the full client end-to-end origination experience and problem resolution at key points in lending process
  • Has an ability to work under pressure during high volumes
  • Has an ability to build and maintain positive rapport with service partners
  • Can prioritize multiple competing tasks
  • Has adaptability and is flexible to change
  • Is a strong communicator, written, oral and non-verbal
  • Demonstrates solid sales production over a sustained time frame
  • Can be flexible to work weekends and / or extended hours as needed.
  • Communicates professionally, effectively and confidently and is comfortable engaging all clients over the phone.
  • Has an ability to handle multiple lines of business and models to support changing business needs
  • Independently works with other business partners to expedite post-sale issues or problem resolution
  • Has the ability to effectively balance performance, operational risk, and client relationship care.
  • Demonstrates a commitment to professional ethic and is thorough and thoughtful in incorporating relevant regulatory due diligence as well as complying with all Federal and State Compliance policies.
  • Desired Qualifications :

  • Has contact center experience
  • Has knowledge of loan products (Conventional, Jumbo and Government)
  • Can analyze financial and credit data to advise clients of product / pricing policies and guidelines and gather any additional required information.
  • Familiarity with FHA and HUD guidelines
  • Knowledge of processing underwriting and / or closing procedures / federal lending regulations governing real estate lending
  • The ability to analyze and comprehend complex financial data and provide financial alternatives
  • Strong consultative skills including the ability to ask critical questions to identify opportunities
  • Skills :

  • Attention to Detail
  • Client Solutions Advisory
  • Customer and Client Focus
  • Oral Communications
  • Written Communications
  • Client Management
  • Loan Structuring
  • Pipeline Management
  • Problem Solving
  • Collaboration
  • Credit Documentation Requirements
  • Critical Thinking
  • Referral Identification
  • Referral Management
  • Minimum Education Requirement : High School Diploma / GED / Secondary School or equivalent

    Shift : 1st shift (United States of America)

    Hours Per Week : 40

    Crear una alerta de empleo para esta búsqueda

    Mortgage Loan Officer • Charlotte, NC, US

    Ofertas relacionadas
    • Oferta promocionada
    Mortgage Loan Officer - Charlotte

    Mortgage Loan Officer - Charlotte

    Truliant Federal Credit UnionCharlotte, NC, United States
    A tiempo completo
    Truliant's mission is to improve lives by putting our members first, providing great service and straightforward financial solutions. Our core values of Member Focus, Service, Guidance, Relationship...Mostrar másÚltima actualización: hace más de 30 días
    • Oferta promocionada
    Home Equity Lending Specialist - Charlotte, NC

    Home Equity Lending Specialist - Charlotte, NC

    Bank of AmericaCharlotte, NC, US
    A tiempo completo
    At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clien...Mostrar másÚltima actualización: hace más de 30 días
    • Oferta promocionada
    Mortgage Loan Originator - Charlotte

    Mortgage Loan Originator - Charlotte

    Fifth Third BancorpCharlotte, NC, US
    A tiempo completo
    Make Banking A Fifth Third Better.We connect great people to great opportunities.Are you ready to take the next step? Discover a career in banking at Fifth Third Bank. Performs a wide range of dutie...Mostrar másÚltima actualización: hace más de 30 días
    • Oferta promocionada
    Class A CDL Delivery Truck Driver

    Class A CDL Delivery Truck Driver

    SyscoConcord, NC, United States
    A tiempo completo
    US3081 Sygma Carolina (The Sygma Network, Inc).The pay range provided is not indicative of Sysco’s actual pay range but is merely algorithmic and provided for generalized comparison.Factors that ma...Mostrar másÚltima actualización: hace más de 30 días
    Centralized Lending Specialist

    Centralized Lending Specialist

    Fox Point Recruitment LLCCharlotte, North Carolina, United States
    A tiempo completo
    Quick Apply
    This job is responsible for answering inbound calls and initiating outbound calls within a call center to assist new and existing clients with determining the best solution for financing the purcha...Mostrar másÚltima actualización: hace 24 días
    • Oferta promocionada
    Mortgage Loan Officer in North Carolina

    Mortgage Loan Officer in North Carolina

    MortyCharlotte, NC, US
    A tiempo completo
    Join Morty as a mortgage loan officer in North Carolina.Leverage our innovative mortgage technology, extensive lender marketplace, extremely competitive mortgage rates in North Carolina and dedicat...Mostrar másÚltima actualización: hace más de 30 días
    • Oferta promocionada
    Mortgage Loan Originator - Charlotte

    Mortgage Loan Originator - Charlotte

    Fifth Third BankCharlotte, NC, United States
    A tiempo completo
    Make banking a Fifth Third better.We connect great people to great opportunities.Are you ready to take the next step? Discover a career in banking at Fifth Third Bank. Performs a wide range of dutie...Mostrar másÚltima actualización: hace más de 30 días
    • Oferta promocionada
    Investment Real Estate Banker - Charlotte, NC

    Investment Real Estate Banker - Charlotte, NC

    First National Bank of PennsylvaniaCharlotte, NC, United States
    A tiempo completo
    Make a difference - for us and for your future.Investment Real Estate Banker 3.This position is primarily responsible for the marketing, underwriting and portfolio management of income-producing re...Mostrar másÚltima actualización: hace más de 30 días
    • Oferta promocionada
    Mortgage Loan Officer - Charlotte, NC

    Mortgage Loan Officer - Charlotte, NC

    HuntingtonCharlotte, NC, US
    A tiempo completo
    The Mortgage Loan Officer develops profitable and quality residential mortgages by building personal relationships with community members and clients. Evaluates and assesses credit potential with pr...Mostrar másÚltima actualización: hace más de 30 días
    • Oferta promocionada
    Mortgage Loan Officer | Charlotte, NC

    Mortgage Loan Officer | Charlotte, NC

    ARC GroupCharlotte, NC, US
    A tiempo completo
    Charlotte, North Carolina | On-Site.MondayFriday, 10 : 00 AM7 : 00 PM ET; rotating Saturdays, 8 : 00 AM3 : 30 PM.ARC Group is recruiting on behalf of our Fortune 500 client for multiple Mortgage Loan Offic...Mostrar másÚltima actualización: hace 23 días
    • Oferta promocionada
    CDL A OTR DRIVER

    CDL A OTR DRIVER

    BAH ExpressSmyrna, SC, United States
    A tiempo completo
    DUE TO CONTINUED GROWTH, BAH Express, Inc.IS LOOKING FOR PROFESSIONAL CLASS A CDL DRIVERS!.DRIVERS THAT REACH 2,851 MILES PER WEEK EARN $0. CPM FOR ALL MILES! Our CDL A Truck Drivers Routinely Cover...Mostrar másÚltima actualización: hace más de 30 días
    • Oferta promocionada
    Centralized Lending Specialist (Mortgage Loan Officer) - Bilingual Spanish Team - Charlotte, NC

    Centralized Lending Specialist (Mortgage Loan Officer) - Bilingual Spanish Team - Charlotte, NC

    Bank of AmericaCharlotte, NC, US
    A tiempo completo
    At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clien...Mostrar másÚltima actualización: hace 24 días
    • Oferta promocionada
    Loan Partner

    Loan Partner

    CrossCountry MortgageCornelius, NC, US
    A tiempo completo
    Job Opportunity At CrossCountry Mortgage.CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and ser...Mostrar másÚltima actualización: hace más de 30 días
    • Oferta promocionada
    Board Certified Behavioral Analyst

    Board Certified Behavioral Analyst

    Action Behavior CentersMooresville, NC, United States
    A tiempo completo
    APPLICATIONS ARE REVIEWED DAILY.YOU CAN EXPECT A RESPONSE WITHIN 24 HOURS.Our Patients : An intentional focus on small caseloads with a compassionate care approach. Our Culture : ABC Core Values are m...Mostrar másÚltima actualización: hace más de 30 días
    • Oferta promocionada
    Mortgage Loan Sales

    Mortgage Loan Sales

    First National Bank of PennsylvaniaCharlotte, NC, United States
    A tiempo completo
    Make a difference - for us and for your future.This position is primarily responsible for originating residential mortgage loans through internal and external referral sources.Responsible for build...Mostrar másÚltima actualización: hace más de 30 días
    • Oferta promocionada
    Mortgage Loan Officer | Charlotte, NC

    Mortgage Loan Officer | Charlotte, NC

    American Recruiting & Consulting GroupCharlotte, NC, US
    A tiempo completo
    Charlotte, North Carolina | On-Site Schedule : MondayFriday, 10 : 00 AM7 : 00 PM ET; Rotating Saturdays, 8 : 00 AM3 : 30 PM Company : ARC Group is recruiting on behalf of our Fortune 500 client for multiple ...Mostrar másÚltima actualización: hace 23 días
    • Oferta promocionada
    Mortgage Loan Officer

    Mortgage Loan Officer

    Truliant Federal Credit UnionCharlotte, NC, United States
    A tiempo completo
    Truliant's mission is to improve lives by putting our members first, providing great service and straightforward financial solutions. Our core values of Member Focus, Service, Guidance, Relationship...Mostrar másÚltima actualización: hace más de 30 días
    • Oferta promocionada
    CDL-A Flatbed Truck Driver in Gastonia, NC

    CDL-A Flatbed Truck Driver in Gastonia, NC

    AllTruckJobsGastonia, NC, US
    A tiempo completo
    Dedicated Flatbed truck driver - PODS.Haul containers on flatbed trailers.Strap and secure PODS containers to flatbeds.Mileage pay, plus hourly pay while on duty, not driving.Paid time off after 6 ...Mostrar másÚltima actualización: hace más de 30 días