Senior Credit Officer

Credit Analyst

Perform credit assessment of the counterparty and underlying asset(s) being traded / financed. Provide detailed explanation of the counterparty considered, including analysis of historical performance of existing activities. Highlight the key risk factors. Provide an approval or recommendation for approval based upon the proposed limit(s) and tenor(s) being considered. Document recommendation for final decision. Perform ongoing monitoring of the credit quality of the portfolio (portfolio review and early detection of deteriorating credits). Track credit and market trends on individual asset classes. On a portfolio basis, monitor the quality of the portfolios as a whole. Participate in the quarterly watch list review process. Assist the Portfolio Analysis Group in the preparation of reporting for RISQ management and Regulators. Validate Obligor Risk Ratings, Basle II parameters (LGDs), other financial metrics. Contribute to the Bank's credit policy guidelines and overall risk appetite. Participate in setting the global risk appetite for financing initiatives. Assessment of company new business initiatives (white papers, New Product Committees, business rules, etc.). Coordinate internally and with other geographies / departments on policy / project (example : credit policy, crisis management, regulatory changes, etc.). Telecommuting is permitted up to 2 days per week. When not telecommuting, must report to SG Americas Operational Services LLC, 245 Park Ave., New York, NY 10167.

Minimum Requirements : Bachelor's degree or U.S. equivalent in Finance, Financial Engineering, Economics or a related field, plus 5 years of professional experience as a Finance Analyst, Credit Analyst, or any occupation / position / job title involving credit or investment risk analysis. Must also have the following special skills : 5 years of professional experience analyzing financial institutions and complex financial structures, legal documentation (credit agreements and trading documentation), investment / trading strategies and risks associated with the above; 5 years of professional experience analyzing financial sponsor related activity, including warehouse lending across financial and physical asset classes, collateral stress testing and cashflow waterfalls within structures, together with legal documentation, analysis of asset originators and risks associated with each of the above; 5 years of professional experience performing quantitative and qualitative analysis of the counterparty credit risk associated with trading activities including Credit, Interest Rates, Equity, Commodities and FX; and 5 years of professional experience performing product control and credit risk analysis and validation (including profit and loss metrics) in support of a fixed income or derivatives trading desk. Minimum Salary : 171,000 Maximum Salary : 375,000 Salary Unit : Yearly