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Commercial Loan Officer

Commercial Loan Officer

GPACChickasha, OK, US
Hace 27 días
Tipo de contrato
  • A tiempo completo
Descripción del trabajo

Commercial Loan Officer

We commit to promoting the success of our customers and communities, providing high quality financial services, and maintaining a strong, safe financial institution. We are seeking a dedicated and self-motivated Commercial Loan Officer. Other qualities we need include :

  • Excellent verbal and written communication skills
  • Accuracy and efficiency
  • Cultivate relationships easily
  • Outstanding at customer service
  • High level of integrity
  • Strong leadership skills
  • 5-10 years of experience

Essential Functions

  • Approve loans within specified limits, and refer loan applications outside those limits to Senior Loan Committee for approval.
  • Meet with applicants to obtain information for loan applications and to answer questions about the process.
  • Analyze applicants' financial status, credit and property evaluations to determine feasibility of granting loans.
  • Explain to customers the different types of loans and credit options that are available, as well as the terms of those services.
  • Obtain and compile copies of loan applicant credit histories and other financial information.
  • Review loan agreements to ensure that they are complete and accurate according to policy.
  • Submit applications to credit analysts for verification and recommendation when necessary.
  • Negotiate payment arrangements with customers who have delinquent loans.
  • Market bank products to individuals, promoting bank services that may meet customers' needs.
  • Actively participate in business development by analyzing potential loan markets, developing referral networks to locate prospects for loans, calling on, contacting and / or visiting potential customers as well as current customers.
  • What We Offer :

  • Competitive compensation package.
  • Comprehensive benefits including paid vacation, health, dental, and vision insurance.
  • 401(k) retirement plan.
  • For more information, contact Tanner Stark

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