AML / KYC Analyst

Aml / Kyc Analyst

We are looking for a detail-oriented AML / KYC Analyst to join our team in Newark, Delaware. This contract to permanent position offers an exciting opportunity to contribute to the financial services industry by conducting thorough due diligence and compliance reviews. The ideal candidate will ensure adherence to credit policies and regulatory requirements while maintaining the integrity of the "Know Your Client" program.

Responsibilities :

• Conduct in-depth Enhanced Due Diligence (EDD) investigations for commercial loan borrowers, ensuring compliance with credit policies and regulatory standards.
• Perform thorough reviews of new and existing client relationships, ensuring accuracy and completeness of Know Your Client (KYC) documentation.
• Review and assess potential negative news alerts for new clients and during periodic client reviews, escalating findings when necessary.
• Evaluate prospect client profiles prior to onboarding, providing well-supported recommendations to relevant stakeholders.
• Utilize internal banking systems and external research tools to gather, analyze, and document investigation findings.
• Collaborate with team members and other departments to resolve discrepancies and gather additional information if required.
• Provide timely and well-supported decisions during investigations, ensuring compliance with the Patriot Act and other applicable regulations.
• Maintain up-to-date knowledge of industry standards and complete required training programs.
• Support quality assurance efforts to uphold the integrity of the KYC program.
• Perform additional duties as assigned to support the team and organizational goals.

Requirements :