Overview:
Evaluates and determines the credit risks of larger dollar sized MTEFC (M&T Equipment Finance Corporation) loan and lease customers through detailed financial statement analysis, industry assessment, collateral valuation, cash flow analysis, and ability to repay annual debt service.
Primary Responsibilities:
Review and analyze all pertinent credit and financial information for MTEFC customers seeking larger and/or more complex equipment finance loans and leases. Make decisions on loan and lease requests within assigned authority.
Determine the need for more thorough investigation or additional information from Sales or the customer.
Based on analyses, prepare detailed write-ups, present facts, and offer opinions concerning creditworthiness of the customer following prescribed procedures. Assign an overall risk rating to the credit request.
Assist in monitoring compliance to credit policy; comment on risks associated with non-compliance and inform management.
Understand and adhere to the Company’s risk and regulatory standards, policies and controls in accordance with the Company’s Risk Appetite. Identify risk-related issues needing escalation to management.
Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable.
Complete other related duties as assigned.
Supervisory/Managerial Responsibilities:
Not Applicable
Education and Experience Required:
Bachelor’s degree and a minimum of 3 years’ related work experience, or in lieu of a degree, a combined minimum of 7 years’ higher education and/or work experience, including a minimum of 3 years’ related work experience
Proficiency with personal computers as well as pertinent software programs
Strong analytical skills
Education and Experience Preferred:
Credit training
Strong verbal and written communication skills
#LI-LA1
Physical Requirements:
M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $41.62 - $69.36 Hourly (USD). The successful candidate’s particular combination of knowledge, skills, and experience will inform their specific compensation.Location
Irvine, California, United States of AmericaSenior Credit Underwriter, Equipment Finance • Irvine, CA
If you reside in California, please see our.California Applicant Privacy Policy.Let MV Transportation expand your toolbox! Do you want a stable career with great and steady pay, a set schedule, and... Mostrar más
Bring your expertise to JPMorgan Chase.As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient.You help the firm grow its business in a respo... Mostrar más
Actuary Job Duties: Interprets financial information to determine forecasts and ... Mostrar más
Looking for people to participate in taking online surveys for Fortune 500 brands.All you need to do is complete online surveys by sharing your opinion.You will help influence brand decisions on se... Mostrar más
Travelers Canada is seeking an underwriter in Irvine, California, responsible for managing the profitability and growth of a book of business.The ideal candidate will have 3-5 years of experience i... Mostrar más
PatientFi is a technology-based, point-of-sale financing company in Irvine, CA that partners with healthcare providers to offer patients a friendly payment solution for out-of-pocket medical and de... Mostrar más
Lead The Future Of Automotive Retail.Working in our no-haggle sales environment, the F&I Manager makes credit decisions, submits deals to our lenders for approval and helps bridge disconnects in th... Mostrar más
Note : This is an educational program, not a job.Successful completion of the program does not guarantee employment but will equip you with valuable skills for the healthcare job market.Looking to ... Mostrar más
A renewable energy company is seeking a Sr.Manager/Director Portfolio Finance based in Dana Point, CA.This role requires expertise in project finance, strong financial modeling, and the ability to ... Mostrar más
Evaluates and determines the credit risks of larger dollar sized MTEFC (M&T Equipment Finance Corporation) loan and lease customers through detailed financial statement analysis, industry assessmen... Mostrar más
Underwriter Job Duties: Analyze financial data related to loan requests.Evaluate loan do... Mostrar más
Commercial Real Estate Underwriter.Underwrites and prepares credit presentations for complex Commercial Real Estate (CRE) loans.Assists Relationship Managers (RMs) in the monitoring of a large loan... Mostrar más
Our client is currently seeking a Coordinator, Credit and Collections.Coordinator, Credit and Collections.We are seeking a Coordinator, Credit and Collections to manage customer accounts, resolve c... Mostrar más
A financial services firm in Irvine, California is seeking an Underwriter to manage Bridge, Renovation, and Construction Loans.The ideal candidate will have at least 4 years of experience in commer... Mostrar más
Welcome to KORT Payments, where innovation meets excellence! We specialize in providing a state-of-the-art omnichannel payments platform designed to make business transactions a breeze.Our mission?... Mostrar más
ROVING AFFORDABLE FILE SPECIALIST.ROVING AFFORDABLE FILE SPECIALIST.Vice President of Property Management.ROVING AFFORDABLE FILE SPECIALIST.Vice President of Property Management.This position will ... Mostrar más
Chubb is seeking a professional for a mid-market multi-line Commercial business role.Financial performance, including profit, rate, retention, and growth, of a book of mid-market multi-line Commerc... Mostrar más
Through our service brands Hyundai Motor Finance, Genesis Finance, and Kia Finance, Hyundai Capital America offers a wide range of financial products tailored to meet the needs of Hyundai, Genesis,... Mostrar más
Investment Strategy & Advisory.Predictive Analytics & Visualization.Real-world expertise is turned into training data, evaluations, and feedback loops that improve how models perform.AI lab... Mostrar más
Downloads, prints and distributes daily and/or weekly tasks, ensuring work is distributed evenly.Handles and resolves customer inquiries regarding returns and credits for purchased products.Manages... Mostrar más
