Credit Analyst - Senior Level
Hybrid-Remote Schedule l Fresno County, CA l Full Time
Our client, a stable and well-established financial organization with over 75 years in business, is seeking a Credit Analyst - Senior Level to join their team. This role is ideal for an experienced credit professional who thrives in a collaborative environment and is looking for a long-term career opportunity with excellent benefits and support.
Why Join Our Client
- Hybrid-remote schedule offered for flexibility and work-life balance
- Strong company culture that values teamwork, integrity, and professional growth
- Stable financial organization with over 75 years of proven success in the industry
- Comprehensive benefits package including medical, dental, and vision coverage
- Supportive employer dedicated to employee development and long-term success
- Compensation : $85,000 - $120,000
Key Responsibilities
Evaluate borrower creditworthiness by analyzing financial information, collateral, and loan officer recommendationsDevelop financial projections, assess risks, and recommend appropriate loan structures and termsApprove or deny credit applications within delegated authority and prepare recommendations for higher-level approvalsUnderwrite large and complex loan applications, ensuring compliance with credit standardsReview and manage participation loan opportunities with external partnersMentor Associate Credit Analysts by providing training, guidance, and constructive feedbackCollaborate with lending staff to enhance loan terms, structures, and servicing processesIdentify process improvement opportunities and support team training initiativesQualifications
Bachelor's degree in finance, business, accounting, or related field preferredExcellent written and verbal communication skills with the ability to present complex topics clearlyStrong problem-solving, decision-making, and organizational skills