Senior Mortgage Business Analyst

Hello;

Senior Business Analyst with Experience in residential mortgage or whole loan domains.

Job Location-New York City, NY (Day 1 Onsite, Candidate needs to work 3 Days at the Client Office)

Long Term

These individuals must possess US residential mortgage experience. They are looking for someone who has deep understanding and overall experience but is still hands on. They have to had implemented a system in the past or started from scratch.

We are seeking a seasoned Senior Business Analyst (BA) with 11-15 years of experience in the residential whole loan and single mortgage loan domain.

This role is critical to the successful launch of a new non-agency jumbo residential whole loan product, involving both loan trading and securitization.

The ideal candidate will bring a strong blend of product knowledge and execution capability, with a proven ability to drive initiatives independently and collaborate across business and technology teams.

Key Responsibilities :

Lead the business analysis efforts for launching a new residential whole loan product, focusing on non-agency jumbo loans.

Collaborate with cross-functional teams including operations, finance, risk, and front office to gather and clarify business requirements.

Translate business needs into detailed functional specifications, user stories, and process flows.

Drive the design and implementation of workflows for buying / selling whole loans and structuring mortgage pools for securitization.

Manage project tracking and documentation using JIRA or similar tools.

Ensure alignment across stakeholders and proactively resolve issues or roadblocks.

Support testing, validation, and go-live activities, including UAT planning and execution.

Maintain awareness of regulatory, credit, and market risk considerations throughout the product lifecycle.

Required Qualifications :

11to 15 years of experience as a Business Analyst in residential mortgage or whole loan domains.

Experience with Situs AMC platforms, including Centricity Rate Lock SBO (Servicing Business Optimization).

Exposure to risk modelling, including Credit risk, Market risk Liquidity risk.

Familiarity with regulatory frameworks and structured finance, particularly : Mortgage-backed securities (MBS)Non-agency residential whole loans Securitization processes

Deep understanding of mortgage loan products, including origination, servicing, and secondary market processes.

Proven ability to manage end-to-end BA responsibilities in complex, cross-functional environments.

Proficiency with JIRA and other business analysis / project tracking tools.

Strong communication, documentation, and stakeholder management skills.

Demonstrated ability to work independently and drive initiatives with a sense of urgency and ownership.