Credit Analyst

Conduct thorough analysis of financial statements and assessment of credit requests, including new requests, changed requests, refinancing and annual due diligence Provide recommendations tied to analysis and assessment of credit risk Present analysis, findings, and recommendations to managers, especially findings that involve a borrower’s ability to repay Keep up to date with the company’s lending protocols Reconcile credit files and identify discrepancies and variances Develop and prepare spreadsheets and models to support analysis of new and existing credit applications