Underwriting Manager

Job Description

Job Description

SUMMARY : Directs the activities and performs daily management of the Underwriting and Collections team. Manages lending risk consistent with organization philosophy.

ESSENTIAL FUNCTIONS :

• Maintains satisfactory asset quality of loan portfolio
• Reviews loan applications to analyze for credit quality and program acceptance.
• Approves mortgage and consumer loan requests
• Organizes and monitors loan files to ensure timely processing
• Oversees post-closing audit functions including reports and account maintenance
• Assists in product development and vendor procurement
• Interfaces / corresponds directly with credit union business partners
• Manages automated underwriting systems
• Monitors and adheres to mortgage loan investor requirements
• Manages collection function for all loan types
• Confirms and approves mortgage wires
• Assist with administration of loan origination systems (Meridian Link)
• Manages indirect loan participation relationship
• Prepares weekly / monthly / quarterly management reports
• Ensures loan compliance at State and Federal level
• Other duties as may be assigned

QUALIFICATIONS :

SUPERVISORY RESPONSIBILITIES :

TRAVEL : Occasional local and national travel may be required to attend peer networking groups, training and conferences

The base pay for this position is $68,161.85 to $113,603.08 per year. In specific locations, the pay range may vary from the range posted. Click here to learn more about ALEC and our benefits.