Senior Engineering Manager, Capital Implementation

About Upstart

Upstart is the leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit. By leveraging Upstart's AI marketplace, Upstart-powered banks and credit unions can have higher approval rates and lower loss rates across races, ages, and genders, while simultaneously delivering the exceptional digital-first lending experience their customers demand. More than 80% of borrowers are approved instantly, with zero documentation to upload.

Upstart is a digital-first company, which means that most Upstarters live and work anywhere in the United States. However, we also have offices in San Mateo, California; Columbus, Ohio; and Austin, Texas.

Most Upstarters join us because they connect with our mission of enabling access to effortless credit based on true risk. If you are energized by the impact you can make at Upstart, we'd love to hear from you!

The Team

As a part of the Capital Implementation team, you will play a critical role in onboarding and launching new lenders and investors in our Capital Marketplace. You'll lead end-to-end implementation efforts—from initial setup and integrations to go-live and execution and beyond. This includes coordinating loan originations, managing loan sales post-origination, and providing accurate and timely reporting.

How you'll make an impact :

• Design and build scalable systems that automate core Capital Marketplace workflows, reducing manual effort and unlocking new levels of efficiency.
• Collaborate with finance, accounting, and data stakeholders to ensure timely access to accurate financial data used in capital planning and deal execution.
• Partner closely with engineering leadership to define the long-term vision and roadmap for reporting and analytics automation.
• Build tools and pipelines that surface real-time financial metrics, including loss forecasts and liquidity metrics, to internal decision-makers.
• Lay the groundwork for scalable, repeatable processes that improve both internal reporting and external disclosures.

What we're looking for :

Minimum requirements :

Preferred Requirements :

Position Location -

This role is available in the following locations : Remote, San Mateo, Columbus, Austin

Time Zone Requirements -

This team operates across all U.S. time zones.

Travel Requirements - As a digital first company, the majority of your work can be accomplished remotely. The majority of our employees can live and work anywhere in the U.S but are encouraged to to still spend high quality time in-person collaborating via regular onsites. The in-person sessions' cadence varies depending on the team and role; most teams meet once or twice per quarter for 2-4 consecutive days at a time.

What you'll love :

Competitive Compensation (base + bonus & equity)

Comprehensive medical, dental, and vision coverage with Health Savings Account contributions from Upstart

401(k) with 100% company match up to $4,500 and immediate vesting and after-tax savings

Employee Stock Purchase Plan (ESPP)

Life and disability insurance

Generous holiday, vacation, sick and safety leave

Supportive parental, family care, and military leave programs

Annual wellness, technology & ergonomic reimbursement programs

Social activities including team events and onsites, all-company updates, employee resource groups (ERGs), and other interest groups such as book clubs, fitness, investing, and volunteering

Catered lunches + snacks & drinks when working in offices

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At Upstart, your base pay is one part of your total compensation package. The anticipated base salary for this position is expected to be within the below range. Your actual base pay will depend on your geographic location–with our "digital first" philosophy, Upstart uses compensation regions that vary depending on location. Individual pay is also determined by job-related skills, experience, and relevant education or training. Your recruiter can share more about the specific salary range for your preferred location during the hiring process.

In addition, Upstart provides employees with target bonuses, equity compensation, and generous benefits packages (including medical, dental, vision, and 401k).

United States | Remote - Anticipated Base Salary Range

$186,100

$257,500 USD

Upstart is a proud Equal Opportunity Employer. We are dedicated to ensuring that underrepresented classes receive better access to affordable credit, and are just as committed to embracing diversity and inclusion in our hiring practices. We celebrate all cultures, backgrounds, perspectives, and experiences, and know that we can only become better together.

If you require reasonable accommodation in completing an application, interviewing, completing any pre-employment testing, or otherwise participating in the employee selection process, please email candidate_accommodations@upstart.com

https : / / www.upstart.com / candidate_privacy_policy

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