Wholesale Banking Loan Closer Supervisor

Ameris Bank is a purpose-driven company, dedicated to bringing financial peace of mind to communities, one person at a time. Whether a customer wants to grow their business, buy a home, or feel confident in their retirement plan, they have a partner in Ameris Bank. We serve customers in our locations across the Southeast, Mid-Atlantic and nationwide through our extensive digital offerings and mobile app.

Delivering financial peace of mind starts with a team that values integrity and rewards ingenuity. At Ameris, you’ll find teammates who are inclusive, collaborative problem-solvers who go the extra mile to support one another and to meet every customer’s needs. When teammates are empowered and bring their diverse perspectives to the table, we create the best possible outcomes for our customers. At Ameris, we know that a growth mindset is key for high performance and fosters an environment that prioritizes continuous improvement. Teammates have access to Employee Resource Groups that serve as advocates and allies as well as professional development opportunities to drive ongoing education. Learn more about our and how you can bring it to life as an Ameris Bank teammate.

The Wholesale Banking Loan Closer Supervisor is responsible for the supervision and workflow management of a team of Wholesale Commercial Loan Closers for purpose of documentation preparation, review and closing of large complex commercial loan transactions. The position includes coaching, recruiting, audit response, project assistance, documentation, and due diligence oversight of various high dollar complex real estate and non-real estate transactions. Performs other projects and duties as assigned.

Essential Functions, Duties, and Responsibilities:

· Leads, motivates, develops and supervises the daily operations of the Wholesale Banking Loan Closer.

· Delegates work, monitors work flow, volume and timelines. Expedites efforts as needed to meet demands and service level agreements.

· Resolves conflicts as it relates to the Wholesale Banking Loan Closer daily functions expeditiously and effectively through research, analysis, identifying trends, patterns, and potential system issues while communicating with applicable parties.

· Reviews and reports the wholesale banking metrics and performs trend analysis

· Performs quality review checks of wholesale loans to ensure consistency and accuracy in documentation, due diligence, and adherence to federal regulations, compliance requirements, and loan policy.

· Identifies coaching opportunities in team members and provides training assistance where needed.

· Assists in development, implementation, and maintenance of the commercial operational procedures and processes related to commercial loans, while ensuring they align with the lending compliance environment and adhere to all bank regulations.

· Assists with the talent acquisition process, which may include recruitment, interviewing, and hiring of qualified job applicants within the Wholesale Banking Loan Closer role.

· Prepares and monitors various management reports relevant to the Wholesale Banking Loan Closer, including but not limited to monthly production, quality control reviews, quarterly service level agreements, compliance audits, and post closing review reports.

· Collaborate, contribute, and at times, lead key project initiatives as it relates the Commercial Hubs.

· Perform duties of the Wholesale Banking Loan Closer as needed.

Required Knowledge, Skills and Competencies:

· Demonstrates leadership skills with the ability to develop and maintain collaborative relationships. Coach, inspire, mentor and retain a high performing team.

· Advanced knowledge of a wide array of commercial loan types such as Construction, Participations, Syndications, Commercial Construction, Asset Based lending, Swaps, and their corresponding documentation for both real estate and non-real estate transactions.

· Able to read, analyze and interpret complex attorney-prepared commercial loan documents.

· Advanced critical thinking skills with the ability to research, analyze, evaluate viable options, draw sound conclusions, present findings and make thoughtful recommendations, considering overall risk and short-term and long-term impact.

· In-depth knowledge of commercial loan compliance policy, closing processes and procedures, as well as banking regulatory requirements relating to complex commercial loans.

· Able to communicate effectively in a professional manner.

· Able to plan, schedule, and organize professional schedule to achieve goals within or ahead of established time frames.

· Able to provide a high level of interactive service to others, building relationships, and addressing identified needs.

· Retains a high level of computer and organizational skills which may include Microsoft Office, loan documentation systems, cloud based systems, and shared drives.

Industry and Work Experience:

· 7 or more years as Commercial Loan Closing Coordinator or equivalent role required.

· Leadership experience required.

· Management experienced preferred.

Academic:

· High school diploma or GED required.

· Bachelor’s degree or equivalent combination of education and experience preferred.

Benefits Available to Employees:

Ameris Bank provides a comprehensive employee benefit package to all eligible employees.

• Medical, Dental and Vision Insurance Ameris Bank absorbs a major portion of the cost of healthcare. You become eligible for coverage on the first of the month following 30 days of employment
• Life Insurance provided at no additional cost to employees
• Accidental Death & Dismemberment Coverage
• Long-Term Disability Coverage
• Paid Sick and Vacation Leave
• 11 Holidays
• Volunteer/Service Day
• Employee Stock Purchase Plan
• 401(k) Retirement Plan
• Ameris Bank matches 50% of your first 8% of contributions to the plan
• Flexible Spending Accounts
• Health Savings Account
• Health Reimbursement Arrangement
• Supplemental Life & Other Insurance Plans
• Identity Theft Protection
• Pet Insurance
• Legal Insurance
• Employee Assistance Program
• Employee Advocacy Program
• Tickets at Work (Entertainment discounts for Ameris Bank Employees)
• AT&T Employee Discount
• Wellness Discounts for Medical Premiums and Other Rewards
• Employee Referral Incentive
• Education Assistance
• Employee Resource Groups

Banking Advantages for Employees:

In addition to a wide array of benefits, Ameris Bank employees are also eligible for special bank services.

• Free Interest Checking
• Free Safe Deposit Box
• Free Money Orders, Travelers’ Checks and Cashier Checks
• Discount on Mortgage Origination Fee
• Free Online Banking and Free Unlimited Online Bill Payment
• Employee Banking Perks

Disclaimer:

The above job description is meant to describe the general nature and level of work being performed; it is not intended to be construed as an exhaustive list of all responsibilities, duties, and skills required for the position.

All job requirements are subject to possible modification to reasonably accommodate individuals with disabilities. Some requirements may exclude individuals who pose a direct threat or significant risk to the health and safety of themselves or other employees.