Report analyst Jobs in Grand Rapids, MI

Job Description

Job Description

Start your career in banking with us! Mercantile Bank is looking to hire full-time Credit Analysts to support our Commercial Lending teams primarily in the Southeast Michigan (Troy) market but would also consider Traverse City, Lansing, or Kalamazoo as well. Receive the best Commercial Training in the state and be part of a team that is on track to become future leaders in banking.

Primary responsibilities :

• Learn
• Assess client financial information
• Prepare, write and present financial findings

A little about us

Mercantile Bank was created with a goal to deliver financial solutions that empower people and businesses to achieve their dreams, while bettering the lives of its employees and their communities. We have grown from a humble idea to over 40 locations, 5.6 billion in total assets, and 700 employees. Our values remain at the heart of everything we do - through inclusivity, innovation, and collaboration, we achieve excellence every day. We are accountable not only to our customers, but to our employees and the communities in which we serve. We are proud to invest in our people and our communities, and our employees show their integrity in every interaction. We strongly believe that embracing human diversity makes us a better bank. We know it makes us better people.

You'll be rewarded for your expertise through competitive compensation, bonus programs, and best-in-class benefit options, such multiple Medical, Dental and Vision plans to choose from, Company Paid Life Insurance of 3 times your annual salary, Health Savings Account, Flexible Spending Account, 3 weeks' vacation, sick time to care for yourself and your family, 11 paid holidays and a Giving Day to do work that you are passionate about in the community. We also offer Employee Assistance Program (EAP), Adoption and IVF Assistance, and a Fitness Equipment Purchase Plan.

Investing in your financial wellness and career development is also important to us. We provide 401(k) match at 100% up to the first 5% of your contribution Employee Stock Purchase Plan, 529 College Savings Plans, Discounted bank services, Legal protection, Tuition Reimbursement, Exceptional training, and development opportunities tailored to your career interests and goals.

Your day to day as a Credit Analyst

You will start your career as a Credit Analyst with a group of other energetic recent college graduates who are ready to start their banking career, like you. Your first 8 weeks will be filled with extensive commercial credit training in Grand Rapids, MI. After your training is complete you will begin to use your new knowledge and analytical abilities to conduct thorough assessments of client financial information. You will figure out how companies make money by examining crucial factors such as cash flow, collateral, and guarantor support. As an excellent communicator with stellar written and presentation skills, you will prepare a write-up and present your findings to our managers and lenders, paying particular attention to a borrower's ability to repay. Your insightful evaluation is invaluable to our lending team and helps them decide whether to invest bank capital with a particular borrower.

Each credit request presents a different set of challenges that you will take the initiative to quickly learn to address as you accept more and more complex requests. You career doesn't stop as a Credit Analyst. Our Credit Analysts are highly sought for future leadership and sales positions within the bank. The team at Mercantile is committed to seeing each team member grow through interactions with mentors and co-workers.

In addition to learning about commercial banking, you will get to know your community through volunteer opportunities and networking with other centers of influences.

What we're looking for in a Credit Analyst

Do you enjoy learning how companies make money? Are you ambitious and eager to learn? Does a career in a Sales orientated position appeal to you? Do you pride yourself on sticking to a task until it's complete? Are you attentive to detail? Do you take initiative? Are you mathematically and analytically minded? If yes, you might just be perfect for this position!

In addition to the competencies listed above we look for the following when considering our top candidates :

Work Schedule

As a full-time Credit Analyst, you will typically work from 8 am - 5 pm , but more hours may be needed for extra study or for putting your best foot forward.

Job Posted by ApplicantPro