SBA Credit Analyst I

Overview

Join a winning team at United Business Bank and enjoy a friendly and collaborative work environment where opportunities for advancement are encouraged and supported. We pride ourselves on the team that we have in place, and we proudly state that our success is due largely to our team and their commitment to our client base. Thank you for considering United Business Bank as your next step in your career path, we look forward to hearing from you.

About United Business Bank

We are a publicly traded Regional Bank with over $2.5B in assets and 34 offices in 5 states. We have an entrepreneurial spirit and focus on the community by specializing in small to medium sized business clients. Our single point of contact model delivers outstanding customer service. United Business Bank\'s comprehensive benefit package includes medical, dental, vision, 401K, long and short term disability insurance, flexible spending account, a generous vacation and sick policy.

About the Position

The SBA Credit Analyst I (SCA I) is responsible for building collaborative and effective relationships that reflect respect, integrity, and excellence with clients, colleagues, and the management team. The SCA I is responsible for completing financial analysis, documentation, processing and maintenance of lending products and loan files in accordance with all Bank and department policies and procedures. The SCA I will conduct financial analysis of Borrower financial information for purposes of new loan underwriting, assessing the financial condition of an existing borrower relationship, and providing information for a risk assessment to management. Additionally, the SCA I reviews application documents, composes annual reviews, tickler update certificates, maintains and monitors existing loan files, and assists in writing Credit Authorizations for small Government Guaranteed loans. The SCA I demonstrates strong teamwork and adaptability to support their function and to assist the SBA department and manager with other duties as assigned. All duties are to be performed accurately, timely, and efficiently, in accordance with Bank policies, procedures, and regulatory guidelines including SBA Standard Operating Procedures (SOP).

Qualifications

About You…

You are a self-starter with an entrepreneurial spirit who thrives in a team environment. You also have the following :

Education / Certification

• High school diploma or equivalent.
• Bachelor\'s degree preferred.
• Formal credit training preferred.

Required Knowledge

Experience Required

Skills / Abilities

Location

Onsite

We are an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or veteran status.

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