Field Large Loss Commercial Property Adjuster | Remote

Job Description

Job Description

Our client, a leading A-rated Insurance Carrier, is seeking to add a Field Large Loss Commercial Property Adjuster to their team. This individual will be responsible for handling complex Commercial Property and some Residential losses from inception to close. The position is fully remote, with occasional travel as needed for inspections. The ideal candidate will have extensive experience managing high-severity Commercial Property claims and be well versed in Xactimate, coverage analysis, and large-loss settlement negotiation. Preferences is for the candidate to reside in PA, NJ, MD, VA, or DC.

Key Responsibilities :

Handle large and complex Commercial Property losses, including estimating, evaluating, drafting coverage position letters, and settling claims efficiently and accurately.

Very manageable caseload receiving 2-3 new losses per month

Conduct inspections (in-person or virtual) as needed to evaluate scope and cause of loss.

Manage an active caseload while maintaining consistent communication with policyholders, contractors, attorneys, and internal stakeholders.

Provide detailed file documentation, coverage analysis, and timely status updates to management and home office teams.

Identify and pursue cost containment, loss mitigation, and subrogation opportunities.

Deliver high-quality customer service and uphold department best practices at all times.

Requirements :

7 - 15+ years of Field Property claims experience, with a strong background in handling large or complex losses.

5+ years of Commercial Property field experience.

Prior experience as a Staff Adjuster with an Insurance Carrier required.

Proficient in Xactimate and property policy interpretation.

Strong organizational, negotiation, and interpersonal skills.

Bachelor’s degree preferred but not required.

Salary / Benefits :

$100,000 to $145,000 annual base salary plus 10-15% bonus

Company vehicle provided (Truck / SUV)

CAT Pay Differential

Comprehensive Medical, Dental, Vision, and Life plans

Lucrative Employer-matching 401(k) plan

Generous PTO policy

Excellent opportunities for professional growth