Credit Strategy Data Scientist

Credit Strategy Data Scientist

Location : Remote (U.S.-based candidates only) - 12 month contract

Full-Time | MidSenior Level | No Visa Sponsorship or Relocation

Overview

A fast-growing financial services organization is seeking a Credit Strategy Data Scientist to join its high-performing Credit Risk Strategy team. This is an exciting opportunity for a data-savvy professional with fintech or payments industry experience to help drive business-critical decisions through advanced analytics, predictive modeling, and risk mitigation strategies.

You will work on end-to-end development of data-driven credit solutionspartnering closely with cross-functional stakeholders to design, execute, and refine credit strategies that support responsible growth and customer success.

What Youll Do

Design and implement data-driven rules to detect and mitigate credit

losses

• Investigate complex and high-impact risk cases and identify root causes
• Set and refine credit risk strategies across various risk categories
• Collaborate with product and engineering teams to enhance risk control capabilities
• Lead the development of dashboards , visualizations, and reports to track credit KPIs

Present data-backed recommendations to stakeholders and executives

Use large-scale datasets to uncover patterns and drive risk optimization

Must-Have Qualifications

Demonstrated data-driven decision-making and solution development

Preferred Skills & Experience

Expected Outcomes (6-12 Months)

Key Competencies

Data Analytics & Visualization

Credit Rule Development

Strategic Communication

Cross-Functional Collaboration

Project Ownership & Execution

Interview Process

At-home screening assignment

Technical interview with senior team member

Final panel interview with hiring manager and team

Team Size : 5 members

Work Style : Close collaboration with senior data scientists initially, with room for independent ownership over time.

Focus Area : Reporting, visualization, and strategy design

This is a high-impact role at the intersection of data science, risk management, and business strategy perfect for professionals passionate about leveraging data to drive innovation in financial services.

Apply now to help shape the future of responsible credit risk management.