Underwriting Specialist (Small Business)

Job Title

You have a clear vision of where your career can go. And we have the leadership to help you get there. At CNA, we strive to create a culture in which people know they matter and are part of something important, ensuring the abilities of all employees are used to their fullest potential.

Job Description

Under technical direction, responsible for underwriting risks in our Small Commercial Business Unit. Responsible for underwriting the Connect (BOP), Workers Compensation, Auto and Umbrella segments. Works within specific limits of authority on assignments requiring significant technical complexity and coordination. Utilizes underwriting policies and guidelines, rating manual rules and insurance laws and regulations.

Essential Duties & Responsibilities

Performs a combination of duties in accordance with departmental guidelines :

Underwriting Expertise

• A positive and engaged team member with a growth mindset who works with assigned agencies to write profitable business for the Small Business Unit
• Reviews applications and financial requirements to determine acceptability of risk in accordance with CNA's underwriting guidelines and documentation standards
• Understands pricing components and rating methodology as well as use of predictive modeling tools; prices risk based on underwriting analysis
• Uses all appropriate underwriting tools, disciplines and knowledge of strategies to ensure underwriting guidelines are followed
• Demonstrates technical underwriting skills through strategic, thorough referrals, account reviews and file documentation
• Prepares or analyzes information on adverse underwriting decisions, pricing, underwriting requirements, large loss reviews, and declinations in order to drive results within the assigned territory
• Adheres to CAT guidelines and underwriting discipline to minimize exposure and appropriately price risk
• Keeps current on state / territory issues, regulations and trends

Portfolio Management

Sales & Distribution Management

Skills, Knowledge & Abilities

Education & Experience

CNA is committed to providing reasonable accommodations to qualified individuals with disabilities in the recruitment process. To request an accommodation, please contact leaveadministration@cna.com.