Talent.com
Underwriting Specialist

Underwriting Specialist

Redstone Payment SolutionsHouston, TX, US
1 day ago
Job type
  • Full-time
Job description

Job Description

Job Description

At Redstone Payment Solutions, we believe in the power of relationships, built on trust, honesty, and a commitment to delivering exceptional service. Since 1994, our family-owned business has been at the forefront of the payment processing industry, helping businesses grow by providing secure, cutting-edge solutions tailored to their needs.

The Underwriting Analyst is responsible for collecting, analyzing, and entering merchant information to support sound business decisions regarding short-term funding. This role requires strong analytical ability, diligence, and collaboration across teams to ensure accurate decisions.

Requirements

Prescreening & Prequalification :

  • Enter merchant application data accurately into internal systems
  • Retrieve and evaluate credit information from multiple credit sources
  • Review and analyze bank statements and credit reports

Underwriting Analysis & Decision-Making :

  • Assess all gathered information to determine business eligibility
  • Identify whether sufficient information exists to make decisions
  • Request additional documentation as needed
  • Make and document decisions to properly status an application to pend, decline, or approve based on underwriting criteria
  • Utilize the underwriting matrix and other company policies to guide decisions
  • Exercise judgment using client data, credit bureau information, reference checks, and other third-party resources
  • Collaboration & Communication :

  • Partner effectively with the underwriting and risk teams :
  • Identify and report any questionable business activities to the appropriate departments
  • Collaborate with merchants, ISOs, sales representatives, and internal operations teams
  • Application & Account Review :

  • Conduct reference checks with outside vendors as required
  • Perform quality assurance reviews post-transmission to ensure accuracy and completeness
  • Additional Responsibilities :

  • Provide secondary support by answering and directing incoming phone calls
  • Deliver excellent customer service to both internal and external partners
  • Perform other duties as assigned to support departmental and organizational objectives
  • Qualifications :

  • Associate or Bachelor’s degree, or equivalent combination of education and work experience
  • Minimum of 3 years of experience in financial services, underwriting, or credit analysis
  • Strong ability to interpret and analyze credit reports and financial data
  • Exceptional diligence and accuracy in a demanding environment
  • Proficient data entry and organizational skills with the ability to manage multiple priorities
  • Elevated level of integrity and discretion when overseeing sensitive information
  • Excellent problem-solving, analytical, and decision-making abilities
  • Strong written and verbal communication skills
  • Demonstrated initiative, ownership, and sense of urgency in achieving results
  • Positive attitude with the ability to thrive in a dynamic environment
  • Benefits

    Health and wellness :

  • Medical, dental, and vision insurance : Comprehensive medical, dental, and vision insurance plans with options for your dependents.
  • Mental health support : Access to mental health services and wellness programs.
  • Financial security :

  • Retirement plan : 401(k) retirement savings plan with a company match.
  • Life insurance : Employer-paid life insurance policy.
  • Disability insurance : Short-term and long-term disability insurance.
  • Work-life balance and time off :

  • Paid time off (PTO) : Paid time off (PTO) plus paid sick leave and holidays.
  • Create a job alert for this search

    Underwriting Specialist • Houston, TX, US

    Related jobs
    • Promoted
    Underwriting Manager

    Underwriting Manager

    CivicMinds, IncHouston, TX, US
    Full-time
    Position- Underwriting Manager, Personal Lines.Hybrid role in Houston or The Woodlands office location.Oversee the evaluation, classification, and rating of risk to determine acceptability, coverag...Show moreLast updated: 1 day ago
    • Promoted
    • New!
    Underwriter, AIGRM

    Underwriter, AIGRM

    Houston StaffingHouston, TX, US
    Full-time
    Underwriter, AIG Risk Management, AIGRM.At AIG, we are reimagining the way we help customers to manage risk.Join us as an Underwriter to play your part in that transformation.It's an opportunity to...Show moreLast updated: 21 hours ago
    • Promoted
    Business Development Underwriter

    Business Development Underwriter

    Terra Labor GroupHouston, TX, US
    Full-time
    Terra Labor Consulting Group is seeking a detail-oriented and analytical Underwriter to join our operations team.This position is responsible for reviewing documentation, conducting risk assessment...Show moreLast updated: 30+ days ago
    • Promoted
    Senior Underwriter, Commercial Insurance Specialty

    Senior Underwriter, Commercial Insurance Specialty

    ChubbHouston, TX, US
    Full-time
    Chubb Commercial Insurance is currently seeking a skilled Commercial Lines Senior Underwriter to join the Middle Market Commercial Insurance team in Houston. As a Senior Underwriter, responsibilitie...Show moreLast updated: 30+ days ago
    Underwriting Specialist

    Underwriting Specialist

    Redstone Payment SolutionsHouston, TX, US
    Full-time
    Quick Apply
    At Redstone Payment Solutions, we believe in the power of relationships, built on trust, honesty, and a commitment to delivering exceptional service. Since 1994, our family-owned business has been a...Show moreLast updated: 2 days ago
    • Promoted
    Senior Underwriter

    Senior Underwriter

    THIRD COAST BANKHumble, TX, US
    Full-time
    The Senior Underwriter will be a contributing member of the Commercial Underwriting team and will be viewed as a subject matter expert in a variety of industries and loan structures.This individual...Show moreLast updated: 30+ days ago
    • Promoted
    Underwriter - Remote

    Underwriter - Remote

    TradeJobsWorkForce77279 Houston, TX, US
    Remote
    Full-time
    Underwriter Job Duties : Analyze financial data related to loan requests.Evaluate loan do...Show moreLast updated: 30+ days ago
    • Promoted
    Underwriter

    Underwriter

    TradeJobsWorkForce77065 Houston, TX, US
    Full-time
    Underwriter Job Duties : Analyze financial data related to loan requests.Evaluate loan...Show moreLast updated: 30+ days ago
    • Promoted
    Underwriter IV

    Underwriter IV

    SWBCTexas City, TX, United States
    Full-time
    SWBC is seeking a talented individual to underwrite mortgage applications to include composing and creating credit decisions, interpret investor guidelines and policies, and review all loan submiss...Show moreLast updated: 1 day ago
    • Promoted
    Underwriting Intern

    Underwriting Intern

    Burns & WilcoxHouston, TX, US
    Full-time
    At Burns & Wilcox, we are looking for a passionate individual aiming to follow a career path in the specialty insurance industry. The 12-week summer internship program aims to develop one’...Show moreLast updated: 1 day ago
    • Promoted
    AVP Underwriter

    AVP Underwriter

    ResilienceHouston, TX, US
    Full-time
    At Resilience, we’re creating a new category that integrates cybersecurity, cyber insurance, and cyber risk management.Founded in 2016 by experts from across the highest tiers of the US milit...Show moreLast updated: 22 days ago
    • Promoted
    Group Underwriting Consultant Senior

    Group Underwriting Consultant Senior

    Houston StaffingHouston, TX, US
    Full-time
    Group Underwriting Consultant Senior.This role requires associates to be in-office 1 - 2 days per week, fostering collaboration and connectivity, while providing flexibility to support productivity...Show moreLast updated: 1 day ago
    • Promoted
    Large Group Underwriter Consultant

    Large Group Underwriter Consultant

    Elevance HealthHouston, TX, United States
    Full-time
    This role requires associates to be in-office.This approach combines structured office engagement with the autonomy of virtual work, promoting a dynamic and adaptable workplace.Alternate locations ...Show moreLast updated: 5 days ago
    Upstream Energy Underwriter

    Upstream Energy Underwriter

    Ryan Specialty GroupUSA, Texas, Houston
    Full-time
    The Upstream Energy Underwriter is responsible for managing a portfolio of accounts and driving new and renewal business opportunities. The role assesses risks associated with insuring properties an...Show moreLast updated: 30+ days ago
    Field Underwriter

    Field Underwriter

    Spieldenner Group Inc.Katy, TX, US
    Full-time
    Quick Apply
    Spieldenner Financial Group is a part of one the fastest-growing insurance organizations in the country.Our most important focus areas include getting agents paid quickly, keeping costs minimal, an...Show moreLast updated: 30+ days ago
    • Promoted
    Underwriting Director

    Underwriting Director

    Corebridge FinancialHouston, TX, United States
    Full-time
    At Corebridge Financial, we believe action is everything.That's why every day we partner with financial professionals and institutions to make it possible for more people to take action in their fi...Show moreLast updated: 5 days ago
    • Promoted
    Underwriter, AIGRM

    Underwriter, AIGRM

    American International GroupHouston, TX, United States
    Full-time
    At AIG, we are reimagining the way we help customers to manage risk.Join us as an Underwriter, AIG Risk Management, AIGRM to play your part in that transformation. It's an opportunity to grow your s...Show moreLast updated: 4 days ago
    • Promoted
    • New!
    Underwriting Associate - Commercial

    Underwriting Associate - Commercial

    Texas StaffingHouston, TX, US
    Full-time +1
    At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve.We are all united in delivering the best experience for our customers.We work together each day ...Show moreLast updated: 21 hours ago