Equipment Finance Underwriter
Wells Fargo is seeking an Equipment Finance Underwriter within our Commercial Banking group. This is a great opportunity to work with one of the top commercial banking lenders in the U.S. Learn more about the career areas and lines of business at wellsfargojobs.com.
In this role, you will :
- Participate in underwriting the creditworthiness of moderately complex commercial or business loan and lease requests
- Perform periodic reviews on assigned portfolio credits while maintaining risk ratings and other relevant data on systems of record
- Review and analyze basic business, operational, or technical assignments or challenges that require research, evaluation, and selection of alternatives, and exercise independent judgment to guide medium risk deliverables
- Present recommendations for resolving more complex situations and exercise independent judgment while developing expertise within Equipment Finance Underwriting functional area, policies, procedures, and compliance requirements
- Collaborate and consult with Equipment Finance Underwriting colleagues, internal partners, and stakeholders, including internal and external customers
Required Qualifications :
2+ years of Equipment Finance Underwriting experience, or equivalent demonstrated through one or a combination of the following : work experience, training, military experience, educationDesired Qualifications :
2+ years of Equipment / Vendor Finance Underwriting experienceExperience performing financial statement analysisCommercial Banking / Vendor Financial Services experienceBachelor's degree in either Finance, Accounting or EconomicsAbility to navigate multiple computer systems, applications, and utilize search tools to find informationStrong analytical skills with high attention to detail and accuracyExcellent verbal, written, and interpersonal communication skillsAbility to work effectively in a team environment and across all organizational levels; where flexibility, collaboration, and adaptability are importantAbility to work in an extremely fast-paced deadline driven environmentEnergetic, quick learner, positive attitude, self-motivatedAbility to work independently, organizing and managing multiple prioritiesExperience with Siebel ROW or similar system a plusJob Expectations :
Ability to work a hybrid work scheduleThis position does not support Visa SponsorshipSpecific compliance policies may apply regarding outside activities or personal investing; affected employees will be expected to provide information to the Wells Fargo Personal Account Dealing Team and abide by applicable policy requirements if hiredPay Range : $77,000.00 - $145,000.00
Benefits : Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit Benefits - Wells Fargo Jobs for an overview of the following benefit plans and programs offered to employees.
Health benefits401(k) PlanPaid time offDisability benefitsLife insurance, critical illness insurance, and accident insuranceParental leaveCritical caregiving leaveDiscounts and savingsCommuter benefitsTuition reimbursementScholarships for dependent childrenAdoption reimbursementWe Value Equal Opportunity : Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.
Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.
Wells Fargo Recruitment and Hiring Requirements :
Third-party recordings are prohibited unless authorized by Wells FargoWells Fargo requires you to directly represent your own experiences during the recruiting and hiring processReq Number : R-502422