Business Strategy Analyst (Deposit Offers)

Why USAA?

Let’s do something that really matters.

At USAA, we have an important mission : facilitating the financial security of millions of U.S. military members and their families.

Not all of our employees served in our nation’s military, but we all share in the mission to give back to those who did.

We’re working as one to build a great experience and make a real impact for our members.

We believe in our core values of honesty, integrity, loyalty and service. They’re what guides everything we do from how we treat our members to how we treat each other.

Come be a part of what makes us so special!

The Opportunity

The Business Strategy Analyst Deposit Offers is an individual contributor role accountable for insights, analysis, and tactics to plan and measure deposit promotional offer campaigns.

The role will set Deposits’ promotional offer learning agenda, develop recommendations for offer improvements, build business cases and influence the bank planning process to secure investments in Deposit offers.

Also be accountable for setting and all leading offer related key performance indicators and key risk indicators to include designing and implementing automated monitoring to ensure compliant execution of offer campaigns (e.

g., offer fulfillment dashboards to validate offers operating in line with terms and conditions). Partner closely with multiple partners to include Marketing, Bank Growth Engine, Finance, Product Strategy, and Information Technology.

Successful candidates will have significant experience analyzing bank product offer campaigns and building robust financial models, while also having strong technical skills necessary to access, manipulate, and analyze data from disparate data sources.

Uses quantitative and qualitative analysis to provide thought-leadership on evolving industry trends, market developments, USAA’s strategic direction, regulatory environment, and macroeconomic trends for the business unit.

Provides insights and information-based context for key stakeholders in the business unit to effectively manage, influence, and impact line of business strategy.

We offer a flexible work environment that requires an individual to be in the office 4 days per week. This position can be based in one of the following locations : San Antonio, TX, Plano, TX, Phoenix, AZ, Colorado Springs, CO, Charlotte, NC, Chesapeake, VA or Tampa, FL.

Relocation assistance is not available for this position.

What you'll do :

• Leads discussions with key collaborators to communicate information learned from analyses, provide input into line of business strategy development, and drive and influence business decisions.
• Leads integration of the analytic strategy and business strategy.
• Leads and oversees efforts to identify key business assumptions and hypotheses around line of business strategy. Continuously refines hypotheses and identifies business questions to explore further.
• Develops the analytical framework and blueprint to answer business questions identified in the business portfolio, product, or member experience.
• Collaborates with key stakeholders to evaluate and uncover strategic insights related to Profit & Loss performance including Product Strategy, Pricing, Marketing, Sales, Credit Risk, Distribution Channels, and Member Experience.
• Applies expert analytical rigor to define outcome measures, improve prioritization, increase agility in decisioning, improve ability to evaluate progress towards business outcomes, and to evaluate risks to strategic goals.
• Effectively influences and drives strategic agreement using subject matter expertise and interpersonal and negotiation skills.
• Serves as a team lead and provides guidance and on-the-job training to team members.
• Ensures risks associated with business activities are effectively identified, measured, monitored, and controlled in accordance with risk and compliance policies and procedures.

What you have :

• Bachelor’s Degree in Business, Science, Finance, Economics or related discipline; OR 4+ years of related experience (in addition to the minimum years of experience required) may be substituted in lieu of degree.
• 8+ years of data & analytics or strategy consulting experience; OR a minimum of 6+ years of data & analytics or strategy consulting experience and up to 2+ years of progressive functional business relevant experience within the respective industry of responsibility (i.

e. P&C, Bank, Finance, Marketing etc.) for a total of 8+ years of combined experience; OR Advanced Degree in Business, Science, Finance, Economics or related discipline and 6+ years of experience in data / analytics, strategy consulting or functional business experience within the respective industry of responsibility (i.

e. P&C, Bank, Finance, Marketing, etc.).

• Experience identifying business needs and leading strategic plans driven by qualitative / quantitative analysis and market insights.
• Strong analytical skills with experience using hypotheses-driven problem solving.
• Extensive experience leading and performing complex data analysis using various data analytics tools (i.e. Microsoft Excel, Tableau, R, Python).
• Experience influencing business decisions.
• Experience working with leadership teams to identify key opportunities to develop and enhance business strategy using quantitative and qualitative analytics.

What sets you apart :

• 5+ years of deposit, credit card or payments product management experience
• Significant experience analyzing deposits data, prospect databases, and transactional insights
• Demonstrated experience conducting offer based performance analyses with deposit, credit card, or payments products
• Strong verbal and written communication skills, especially PowerPoint
• US military experience through military service or a military spouse / domestic partner

The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job.

What we offer :

Compensation : USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive.

You are paid within the salary range based on your experience and market data of the position. The actual salary for this role may vary by location.

The salary range for this position is : $120,550 - $230,400 .

Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors.

Benefits : At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness.

These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs.

Additionally, our career path planning and continuing education assists employees with their professional goals.

For more details on our outstanding benefits, please visit our benefits page on USAAjobs.com.

Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled.

Thus, interested candidates are encouraged to apply the same day they view this posting.

USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.