Consumer Loan Underwriter

What We Do....

NuMark's mission is to enrich the financial lives of our members. Our growing Credit Union has over 140 employees, nine Chicagoland branches, and over 50,000 combined members.

We offer a full menu of financial services from mortgage and auto loans to free checking accounts and business services.

NuMark Credit Union is dedicated to putting our members first, treating them like family and helping them do more with their money.

We help members get to their fantastic future faster.

What You'll Love About Us....

At NuMark Credit Union, we recognize how vital our team is to the success of our organization. We believe that investing in the wellness and professional development of our people should be at the forefront of how we operate.

Our focus is on making employees feel valued and supported because we know a strong team and positive culture is what gives us a competitive advantage in the markets that we serve.

NuMark Credit Union believes in social responsibility. You'll have opportunities to strengthen the communities we serve through volunteer days and fundraising programs.

We have partnered with non-profits like the Northern Illinois Food Bank, Toys for Tots, The Bridge Teen Center, Wreaths Across America and other community organizations that make our neighborhoods a better place.

The Benefits....

We want to make sure you're taken care of, which is why we strive to offer competitive and cost-conscious benefits for you and your family.

Full Time Employees can choose between several plans from Blue Cross Blue Shield (HMO or PPO), Dental, Vision, 3 weeks of Paid Time Off, Paid Holidays Off, Company Lunches and Parties, Birthday Holidays, Life Insurance (Company Paid), Short and Long Term Disability (Company Paid), 401(k) Savings Plan with Company Match, Flex Spending Account, AFLAC Portable Insurance Plans, Education Reimbursement for Bachelor or Master's Degrees, Employee Assistance Program, Paid Community Volunteer Time and Career Advancement Opportunities.

About The Role....

The Consumer Loan Underwriter is responsible for quality underwriting of Consumer and Indirect loans in a timely manner including weekends and evenings.

They will provide exceptional service to all applicants and our dealer partners working in conjunction with the credit union.

In addition, provide effective and professional communication to members and employees with the specific goal of increasing membership and quality loan production.

What You'll Do....

• Analyzes loan information to render loan decisions for Consumer and indirect loans.
• Ability to communicate effectively and professionally to members, in writing through various channels.
• Ability to read and interpret credit reports and explain information to internal and external members in addition to dealer partners as needed.
• Provides decision recommendations on loans that must be escalated to a higher loan authority. Effectively communicate with staff and dealer partners about counteroffers, loan stipulations, and denials.
• Responds to internal and external members via incoming and outgoing calls as well as through alternative channels such as email, dealer comments, etc.
• Possess a working knowledge of government rules and / or regulations related to consumer lending and fraud. Abides by all credit union policies, procedures, and protocols set forth in the departmental, VCCU policy manuals.
• Ability to prepare reports for management and monitor key data as to how well the department is functioning.

The Knowledge, Skills and Abilities You'll Need....

• A High School diploma with at least two years of consumer lending underwriting experience is required.
• The ideal candidate should have a general knowledge of financial institution products and services, office equipment, and general business procedures.

Additionally, they should possess the abilities of a highly engaged, detail-oriented, and well-organized individual, along with knowledge of and experience with financial services software applications and systems.

• The ability to function effectively in a high-volume area is essential, as is proficiency in oral and written communication skills and to work night and weekend hours as assigned.
• Candidates must also be able to obtain an NMLS identification number.

Equal Opportunity Employer....

Equal Employment Opportunity has been, and will continue to be, a fundamental principle of NuMark Credit Union where employment is based upon personal capabilities and qualifications without discrimination because of race, color, religion, sex, age, national origin, disability, or any other protected characteristic as established by law.

Job Posted by ApplicantPro