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Credit Analyst
Pacer GroupCharlotte, NC, United States10 days ago
Job type
- Full-time
Job descriptionHybrid at any of the locations below Must be local to the following areas : Charlotte, NC Marlton, NJ Tewksbury, MA Uniontown, PA We are seeking a detail-oriented and analytical Credit Analyst to join our Finance team. This role is responsible for evaluating and managing credit risk for new and existing customers, ensuring adherence to corporate credit policies, and supporting cash flow optimization. The ideal candidate will have strong financial analysis skills, experience in credit management, and excellent communication abilities. Evaluate customer credit risk through comprehensive financial analysis, business plan assessments, and review of third-party credit data (e.g., D&B, Moody's, Credit Safe). Perform in-depth credit reviews and propose credit limit and term adjustments as necessary, aligned with Company Global Policies. Approve credit limits and customer order releases within Delegation of Authority thresholds. Collaborate on AR reviews to address delinquent accounts and resolve issues affecting credit holds. Maintain strong relationships with customers and internal stakeholders, including sales, collections, and operations teams. Ensure compliance with Sarbanes-Oxley regulations and company credit policies. Utilize Microsoft Excel, SAP, and Get Paid for analysis, reporting, and workflow execution. Apply knowledge of construction / trade industry practices such as liens, bonds, UCC filings, and bankruptcy claims when evaluating credit risk. Bachelor's degree in Finance, Accounting, Business Administration, or related field. Minimum of 3 years of experience in a corporate finance or credit management environment. Familiarity with regional and global credit bureaus (e.g., Dunn & Bradstreet, Cort era, Credit Risk Monitor). Strong communication and interpersonal skills. Advanced proficiency in Microsoft Excel; working knowledge of Word and Outlook. Experience with SAP and Get Paid platforms. Ability to multi-task and prioritize in a fast-paced, deadline-driven environment. Prior work experience in a construction or trade environment. Understanding financial instruments related to trade credit (liens, bonds, etc.)
Job Title : Credit Analyst
Location : Charlotte, NC, 28217
Duration : 12 Months (Potential Extension)
Shift Timing : 8AM - 5PM
Note :
- Must be onsite Tuesday, Wednesday
- Interview- 30 mins.
- Must have 1 year experience within the past three years using SAP and Get Paid.
Description :
Position Overview :
Key Responsibilities :
Required Qualifications :
Preferred Experience :
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Credit Analyst • Charlotte, NC, United States
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