Loan Review Clerk

Job Description

Job Description

Description :

Job Summary : The Loan Review Clerk provides administrative and analytical support to the loan review function. This role assists in ensuring the bank’s loan portfolio is reviewed for credit quality, policy compliance, and proper documentation. The position involves gathering and organizing loan files, updating reports, and assisting in identifying potential credit risks or policy exceptions under the guidance of the Loan Administration Officer.

Primary Responsibilities :

• Assist with the preparation and organization of loan files for periodic review.
• Input and maintain accurate data in the loan review tracking system and ensure all documents are scanned in CenterDoc.
• Review loan documentation for completeness and compliance with internal policy and regulatory requirements. Ensure that all insurance is in place (including flood)
• Verify the accuracy of financial information, collateral documentation, and credit file maintenance. Ensure all pre and post-closing compliance documents are signed and dated
• Review the loan prior to the closing to make sur that the underwriting has been completed
• Verify that loan documentation are correct and match the credit presentation
• Assist with monitoring and tracking exceptions or findings from loan reviews.
• Communicate with loan officers or administrative staff to obtain missing or updated information.
• Maintain confidentiality of borrower and bank information at all times.
• Provide administrative support and act as a back up the Loan Clerks. Provide support to the Credit Department as needed.
• Ensure all required security is processed correctly at the courthouse

Requirements :

Skills or Qualifications : Must be a self-motivated and focused team player. It is important to possess excellent verbal, analytical and written communication skills along with the ability to work well with various team members, customers and external loan services vendors. Working knowledge of loan documentation and basic credit concepts a plus. Proficient in Microsoft Excel, Word, and banking software systems. Strong Attention to Detail, organization skills, ability to work in a fast paced environment, handle multiple tasks, proficient with MS Office programs and computer savvy, willingness to learn and adapt quickly, knowledge of basic accounting principles. Familiar with bank documents.

Education and Experience : High School diploma or equivalent required. Associate’s degree or higher in appropriate field preferred. Prior experience in banking, loan operations, or credit administration preferred.

Physical Requirements : This position requires a high degree of mobility. May be subject to prolonged sitting / standing, frequent use of hands and upper body to manipulate / grasp objects / office equipment, ability to communicate face to face and on the phone with clients, occasional bending and lifting from floor height, frequent forward reach, lifting of 1 – 15 lbs. Must be able to travel by vehicle to branches / meetings / seminars, and so forth.

Equal Employment Opportunity

First National Bank of Bellevue is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, national origin, disability, or any other status protected by law.