Credit Analyst

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Job Title : Credit Analyst

Department : Credit Admin (HQ Office)

We are looking for a Credit Analyst to join our Credit Admin team. The Credit Analyst is responsible for underwriting, documenting, processing, and maintaining lending products and loan files. Assist in evaluating loan applications, analyzing financial data, and supporting the Commercial lending team in making informed credit decisions.

Key Responsibilities :

• Assist underwriting commercial loan products following the bank's loan policy and procedures, and general prudent lending practices.
• Perform credit analysis and spreads on financial information; and communicate with the Senior Credit Administrator on loans.
• Perform site visitations to new borrowers and existing borrowers.
• Prepare and review files for policy, regulatory, and documentation compliance, including equal credit, fair credit reporting, BSA, and other regulatory requirements.
• Follow up with tickler items.
• Provide good service to all clients and potential clients of the bank, as needed as required for obtaining necessary documents for other departments of the bank.
• Maintains high level of awareness in areas of regulatory compliance, loss prevention, security matters and adherence to Bank's policies and procedures.

Requirements / Qualifications :

Employee Benefits & Perks

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